One-Time Close Loans | FHA and VA Construction Loans
Learn all about the VA and FHA versions of the One-Time Close Loan.

2023 FHA Construction Loan Limits in ALABAMA tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2023 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in ALABAMA Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2023, the FHA floor was set at $472,030 for single-family home loans. This lending limit covers most U.S. counties."

67 match(es) found

AUTAUGA County
MONTGOMERY, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BALDWIN County
DAPHNE-FAIRHOPE-FOLEY, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BARBOUR County
EUFAULA, AL-GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BIBB County
BIRMINGHAM-HOOVER, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BLOUNT County
BIRMINGHAM-HOOVER, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BULLOCK County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BUTLER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CALHOUN County
ANNISTON-OXFORD, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHAMBERS County
LAGRANGE, GA-AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHEROKEE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHILTON County
BIRMINGHAM-HOOVER, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHOCTAW County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLARKE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLAY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLEBURNE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COFFEE County
ENTERPRISE, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COLBERT County
FLORENCE-MUSCLE SHOALS, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CONECUH County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COOSA County
ALEXANDER CITY, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COVINGTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CRENSHAW County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CULLMAN County
CULLMAN, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DALE County
OZARK, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DALLAS County
SELMA, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DEKALB County
FORT PAYNE, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ELMORE County
MONTGOMERY, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ESCAMBIA County
ATMORE, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ETOWAH County
GADSDEN, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FAYETTE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FRANKLIN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GENEVA County
DOTHAN, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GREENE County
TUSCALOOSA, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HALE County
TUSCALOOSA, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HENRY County
DOTHAN, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HOUSTON County
DOTHAN, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JACKSON County
SCOTTSBORO, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JEFFERSON County
BIRMINGHAM-HOOVER, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAMAR County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAUDERDALE County
FLORENCE-MUSCLE SHOALS, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAWRENCE County
DECATUR, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEE County
AUBURN-OPELIKA, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LIMESTONE County
HUNTSVILLE, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LOWNDES County
MONTGOMERY, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MACON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MADISON County
HUNTSVILLE, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARENGO County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARION County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARSHALL County
ALBERTVILLE, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MOBILE County
MOBILE, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONROE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONTGOMERY County
MONTGOMERY, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MORGAN County
DECATUR, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PERRY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PICKENS County
TUSCALOOSA, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PIKE County
TROY, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RANDOLPH County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RUSSELL County
COLUMBUS, GA-AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SHELBY County
BIRMINGHAM-HOOVER, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ST. CLAIR County
BIRMINGHAM-HOOVER, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SUMTER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TALLADEGA County
TALLADEGA-SYLACAUGA, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TALLAPOOSA County
ALEXANDER CITY, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TUSCALOOSA County
TUSCALOOSA, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WALKER County
JASPER, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WASHINGTON County
MOBILE, AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WILCOX County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WINSTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030

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