One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in ALABAMA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in ALABAMA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

67 match(es) found

AUTAUGA County
MONTGOMERY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BALDWIN County
DAPHNE-FAIRHOPE-FOLEY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BARBOUR County
EUFAULA, AL-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BIBB County
BIRMINGHAM-HOOVER, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BLOUNT County
BIRMINGHAM-HOOVER, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BULLOCK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BUTLER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CALHOUN County
ANNISTON-OXFORD, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHAMBERS County
LAGRANGE, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHEROKEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHILTON County
BIRMINGHAM-HOOVER, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHOCTAW County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLARKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLAY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLEBURNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COFFEE County
ENTERPRISE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COLBERT County
FLORENCE-MUSCLE SHOALS, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CONECUH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COOSA County
ALEXANDER CITY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COVINGTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CRENSHAW County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CULLMAN County
CULLMAN, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DALE County
OZARK, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DALLAS County
SELMA, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DEKALB County
FORT PAYNE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ELMORE County
MONTGOMERY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ESCAMBIA County
ATMORE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ETOWAH County
GADSDEN, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FAYETTE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FRANKLIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GENEVA County
DOTHAN, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GREENE County
TUSCALOOSA, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HALE County
TUSCALOOSA, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HENRY County
DOTHAN, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HOUSTON County
DOTHAN, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JACKSON County
SCOTTSBORO, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JEFFERSON County
BIRMINGHAM-HOOVER, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAMAR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAUDERDALE County
FLORENCE-MUSCLE SHOALS, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAWRENCE County
DECATUR, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEE County
AUBURN-OPELIKA, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LIMESTONE County
HUNTSVILLE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LOWNDES County
MONTGOMERY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MACON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MADISON County
HUNTSVILLE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARENGO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARSHALL County
ALBERTVILLE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MOBILE County
MOBILE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONROE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONTGOMERY County
MONTGOMERY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MORGAN County
DECATUR, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PERRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PICKENS County
TUSCALOOSA, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PIKE County
TROY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RANDOLPH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RUSSELL County
COLUMBUS, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SHELBY County
BIRMINGHAM-HOOVER, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ST. CLAIR County
BIRMINGHAM-HOOVER, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SUMTER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TALLADEGA County
TALLADEGA-SYLACAUGA, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TALLAPOOSA County
ALEXANDER CITY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TUSCALOOSA County
TUSCALOOSA, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WALKER County
JASPER, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WASHINGTON County
MOBILE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WILCOX County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WINSTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

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