One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in ALABAMA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in ALABAMA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

67 match(es) found

AUTAUGA County
MONTGOMERY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BALDWIN County
DAPHNE-FAIRHOPE-FOLEY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BARBOUR County
EUFAULA, AL-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BIBB County
BIRMINGHAM-HOOVER, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BLOUNT County
BIRMINGHAM-HOOVER, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BULLOCK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BUTLER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CALHOUN County
ANNISTON-OXFORD, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHAMBERS County
LAGRANGE, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHEROKEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHILTON County
BIRMINGHAM-HOOVER, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHOCTAW County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLARKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLAY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLEBURNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COFFEE County
ENTERPRISE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COLBERT County
FLORENCE-MUSCLE SHOALS, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CONECUH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COOSA County
ALEXANDER CITY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COVINGTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CRENSHAW County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CULLMAN County
CULLMAN, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DALE County
OZARK, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DALLAS County
SELMA, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DEKALB County
FORT PAYNE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ELMORE County
MONTGOMERY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ESCAMBIA County
ATMORE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ETOWAH County
GADSDEN, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FAYETTE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FRANKLIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GENEVA County
DOTHAN, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GREENE County
TUSCALOOSA, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HALE County
TUSCALOOSA, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HENRY County
DOTHAN, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HOUSTON County
DOTHAN, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JACKSON County
SCOTTSBORO, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JEFFERSON County
BIRMINGHAM-HOOVER, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAMAR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAUDERDALE County
FLORENCE-MUSCLE SHOALS, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAWRENCE County
DECATUR, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LEE County
AUBURN-OPELIKA, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LIMESTONE County
HUNTSVILLE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LOWNDES County
MONTGOMERY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MACON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MADISON County
HUNTSVILLE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARENGO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARSHALL County
ALBERTVILLE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MOBILE County
MOBILE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONROE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONTGOMERY County
MONTGOMERY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MORGAN County
DECATUR, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PERRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PICKENS County
TUSCALOOSA, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PIKE County
TROY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RANDOLPH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RUSSELL County
COLUMBUS, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SHELBY County
BIRMINGHAM-HOOVER, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ST. CLAIR County
BIRMINGHAM-HOOVER, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SUMTER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TALLADEGA County
TALLADEGA-SYLACAUGA, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TALLAPOOSA County
ALEXANDER CITY, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TUSCALOOSA County
TUSCALOOSA, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WALKER County
JASPER, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WASHINGTON County
MOBILE, AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WILCOX County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WINSTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760

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