One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in ARIZONA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

- Build a Home on Your Own Lot -
VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan
USDA Loan - One-Time Close Construction Loan

2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in ARIZONA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

Apply Now for Your One-Time Close Constuction Loan
"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

15 match(es) found

APACHE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COCHISE County
SIERRA VISTA-DOUGLAS, AZ
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COCONINO County
FLAGSTAFF, AZ
VA Lender Limit FHA Loan Limit
$1,000,000 $389,850
GILA County
PAYSON, AZ
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GRAHAM County
SAFFORD, AZ
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GREENLEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LA PAZ County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARICOPA County
PHOENIX-MESA-CHANDLER, AZ
VA Lender Limit FHA Loan Limit
$1,000,000 $368,000
MOHAVE County
LAKE HAVASU CITY-KINGMAN, AZ
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
NAVAJO County
SHOW LOW, AZ
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PIMA County
TUCSON, AZ
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PINAL County
PHOENIX-MESA-CHANDLER, AZ
VA Lender Limit FHA Loan Limit
$1,000,000 $368,000
SANTA CRUZ County
NOGALES, AZ
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
YAVAPAI County
PRESCOTT VALLEY-PRESCOTT, AZ
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
YUMA County
YUMA, AZ
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

See Your Credit Scores From All 3 Bureaus

Do you know what's on your credit report?

Learn what your score means.

Your Scores Now

OneTimeClose.com is not a government agency. We do not offer or have any affiliation with loan modification, foreclosure prevention, payday loan, or short term loan services. Neither OneTimeClose.com nor its advertisers charge a fee or require anything other than a submission of qualifying information for comparison shopping ads. We do not ask users to surrender or transfer title. We do not ask users to bypass their lender. We encourage users to contact their lawyers, credit counselors, lenders, and housing counselors.

SecureRights Advertiser Contact Information

One and Won is a registered trademark of Texcorp Mortgage Bankers, Inc.