2021 FHA Loan Limits and VA Lender Limits
Limits for Single Family Home Loans in ARIZONA Counties
The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.
Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.
15 match(es) found
APACHE County NON-METRO |
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VA Lender Limit | FHA Loan Limit | ||
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$1,000,000 | $356,362 |
COCHISE County SIERRA VISTA-DOUGLAS, AZ |
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VA Lender Limit | FHA Loan Limit | ||
---|---|---|---|
$1,000,000 | $356,362 |
COCONINO County FLAGSTAFF, AZ |
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VA Lender Limit | FHA Loan Limit | ||
---|---|---|---|
$1,000,000 | $389,850 |
GILA County PAYSON, AZ |
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VA Lender Limit | FHA Loan Limit | ||
---|---|---|---|
$1,000,000 | $356,362 |
GRAHAM County SAFFORD, AZ |
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VA Lender Limit | FHA Loan Limit | ||
---|---|---|---|
$1,000,000 | $356,362 |
GREENLEE County NON-METRO |
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VA Lender Limit | FHA Loan Limit | ||
---|---|---|---|
$1,000,000 | $356,362 |
LA PAZ County NON-METRO |
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VA Lender Limit | FHA Loan Limit | ||
---|---|---|---|
$1,000,000 | $356,362 |
MARICOPA County PHOENIX-MESA-CHANDLER, AZ |
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VA Lender Limit | FHA Loan Limit | ||
---|---|---|---|
$1,000,000 | $368,000 |
MOHAVE County LAKE HAVASU CITY-KINGMAN, AZ |
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VA Lender Limit | FHA Loan Limit | ||
---|---|---|---|
$1,000,000 | $356,362 |
NAVAJO County SHOW LOW, AZ |
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VA Lender Limit | FHA Loan Limit | ||
---|---|---|---|
$1,000,000 | $356,362 |
PIMA County TUCSON, AZ |
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VA Lender Limit | FHA Loan Limit | ||
---|---|---|---|
$1,000,000 | $356,362 |
PINAL County PHOENIX-MESA-CHANDLER, AZ |
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VA Lender Limit | FHA Loan Limit | ||
---|---|---|---|
$1,000,000 | $368,000 |
SANTA CRUZ County NOGALES, AZ |
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VA Lender Limit | FHA Loan Limit | ||
---|---|---|---|
$1,000,000 | $356,362 |
YAVAPAI County PRESCOTT VALLEY-PRESCOTT, AZ |
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VA Lender Limit | FHA Loan Limit | ||
---|---|---|---|
$1,000,000 | $356,362 |
YUMA County YUMA, AZ |
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VA Lender Limit | FHA Loan Limit | ||
---|---|---|---|
$1,000,000 | $356,362 |
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