One-Time Close Loans | FHA and VA Construction Loans
Learn all about the VA and FHA versions of the One-Time Close Loan.

2023 FHA Construction Loan Limits in COLORADO tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2023 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in COLORADO Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2023, the FHA floor was set at $472,030 for single-family home loans. This lending limit covers most U.S. counties."

64 match(es) found

ADAMS County
DENVER-AURORA-LAKEWOOD, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $787,750
ALAMOSA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ARAPAHOE County
DENVER-AURORA-LAKEWOOD, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $787,750
ARCHULETA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BACA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BENT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BOULDER County
BOULDER, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $856,750
BROOMFIELD County
DENVER-AURORA-LAKEWOOD, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $787,750
CHAFFEE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $600,300
CHEYENNE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLEAR CREEK County
DENVER-AURORA-LAKEWOOD, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $787,750
CONEJOS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COSTILLA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CROWLEY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CUSTER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DELTA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DENVER County
DENVER-AURORA-LAKEWOOD, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $787,750
DOLORES County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DOUGLAS County
DENVER-AURORA-LAKEWOOD, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $787,750
EAGLE County
EDWARDS, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $1,075,250
EL PASO County
COLORADO SPRINGS, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $517,500
ELBERT County
DENVER-AURORA-LAKEWOOD, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $787,750
FREMONT County
CANON CITY, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GARFIELD County
GLENWOOD SPRINGS, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $1,089,300
GILPIN County
DENVER-AURORA-LAKEWOOD, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $787,750
GRAND County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $669,300
GUNNISON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $519,800
HINSDALE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HUERFANO County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JACKSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JEFFERSON County
DENVER-AURORA-LAKEWOOD, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $787,750
KIOWA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
KIT CARSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LA PLATA County
DURANGO, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $596,850
LAKE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LARIMER County
FORT COLLINS, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $614,100
LAS ANIMAS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LINCOLN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LOGAN County
STERLING, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MESA County
GRAND JUNCTION, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MINERAL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MOFFAT County
CRAIG, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONTEZUMA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONTROSE County
MONTROSE, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MORGAN County
FORT MORGAN, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
OTERO County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
OURAY County
MONTROSE, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PARK County
DENVER-AURORA-LAKEWOOD, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $787,750
PHILLIPS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PITKIN County
GLENWOOD SPRINGS, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $1,089,300
PROWERS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PUEBLO County
PUEBLO, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RIO BLANCO County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RIO GRANDE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ROUTT County
STEAMBOAT SPRINGS, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $845,250
SAGUACHE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SAN JUAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $506,000
SAN MIGUEL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $1,045,350
SEDGWICK County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SUMMIT County
BRECKENRIDGE, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $953,350
TELLER County
COLORADO SPRINGS, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $517,500
WASHINGTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WELD County
GREELEY, CO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $555,450
YUMA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030

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