One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in COLORADO tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in COLORADO Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

64 match(es) found

ADAMS County
DENVER-AURORA-LAKEWOOD, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $575,000
ALAMOSA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ARAPAHOE County
DENVER-AURORA-LAKEWOOD, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $575,000
ARCHULETA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BACA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BENT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BOULDER County
BOULDER, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $644,000
BROOMFIELD County
DENVER-AURORA-LAKEWOOD, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $575,000
CHAFFEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $369,150
CHEYENNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLEAR CREEK County
DENVER-AURORA-LAKEWOOD, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $575,000
CONEJOS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COSTILLA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CROWLEY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CUSTER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DELTA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DENVER County
DENVER-AURORA-LAKEWOOD, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $575,000
DOLORES County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DOUGLAS County
DENVER-AURORA-LAKEWOOD, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $575,000
EAGLE County
EDWARDS, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
EL PASO County
COLORADO SPRINGS, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,500
ELBERT County
DENVER-AURORA-LAKEWOOD, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $575,000
FREMONT County
CANON CITY, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GARFIELD County
GLENWOOD SPRINGS, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
GILPIN County
DENVER-AURORA-LAKEWOOD, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $575,000
GRAND County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $473,800
GUNNISON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $371,450
HINSDALE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $427,800
HUERFANO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JACKSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JEFFERSON County
DENVER-AURORA-LAKEWOOD, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $575,000
KIOWA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KIT CARSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LA PLATA County
DURANGO, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $422,050
LAKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LARIMER County
FORT COLLINS, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $454,250
LAS ANIMAS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LINCOLN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LOGAN County
STERLING, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MESA County
GRAND JUNCTION, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MINERAL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MOFFAT County
CRAIG, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONTEZUMA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONTROSE County
MONTROSE, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $425,500
MORGAN County
FORT MORGAN, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OTERO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OURAY County
MONTROSE, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $425,500
PARK County
DENVER-AURORA-LAKEWOOD, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $575,000
PHILLIPS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PITKIN County
GLENWOOD SPRINGS, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
PROWERS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PUEBLO County
PUEBLO, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RIO BLANCO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RIO GRANDE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROUTT County
STEAMBOAT SPRINGS, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $638,250
SAGUACHE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SAN JUAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SAN MIGUEL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
SEDGWICK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SUMMIT County
BRECKENRIDGE, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $722,200
TELLER County
COLORADO SPRINGS, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,500
WASHINGTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WELD County
GREELEY, CO
VA Lender Limit FHA Loan Limit
$1,000,000 $404,800
YUMA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760

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