One-Time Close Loans | FHA and VA Construction Loans
VA and FHA One-Time Close Construction Loans

2026 FHA Construction Loan Limits in Connecticut tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2026 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in Connecticut Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2026, the FHA floor was set at $541,287 for single-family home loans. This lending limit covers most U.S. counties."

9 match(es) found

CAPITOL PLANNIN County
HARTFORD-WEST HARTFORD-EAST HARTFORD
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$541,287
GREATER BRIDGEP County
BRIDGEPORT-STAMFORD-DANBURY
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$977,500
LOWER CONNECTIC County
HARTFORD-WEST HARTFORD-EAST HARTFORD
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$541,287
NAUGATUCK VALLE County
WATERBURY-SHELTON
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$541,287
NORTHEASTERN County
PUTNAM
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$541,287
NORTHWEST HILLS County
TORRINGTON
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$541,287
SOUTH CENTRAL County
NEW HAVEN
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$541,287
SOUTHEASTERN County
NORWICH-NEW LONDON-WILLIMANTIC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$541,287
WESTERN CONNECT County
BRIDGEPORT-STAMFORD-DANBURY
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$977,500

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