One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in FLORIDA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in FLORIDA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

67 match(es) found

ALACHUA County
GAINESVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BAKER County
JACKSONVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $373,750
BAY County
PANAMA CITY, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BRADFORD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BREVARD County
PALM BAY-MELBOURNE-TITUSVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BROWARD County
MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $373,750
CALHOUN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHARLOTTE County
PUNTA GORDA, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CITRUS County
HOMOSASSA SPRINGS, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLAY County
JACKSONVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $373,750
COLLIER County
NAPLES-MARCO ISLAND, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $450,800
COLUMBIA County
LAKE CITY, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DESOTO County
ARCADIA, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DIXIE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DUVAL County
JACKSONVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $373,750
ESCAMBIA County
PENSACOLA-FERRY PASS-BRENT, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FLAGLER County
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FRANKLIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GADSDEN County
TALLAHASSEE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GILCHRIST County
GAINESVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GLADES County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GULF County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HAMILTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HARDEE County
WAUCHULA, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HENDRY County
CLEWISTON, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HERNANDO County
TAMPA-ST. PETERSBURG-CLEARWATER, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HIGHLANDS County
SEBRING-AVON PARK, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HILLSBOROUGH County
TAMPA-ST. PETERSBURG-CLEARWATER, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HOLMES County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
INDIAN RIVER County
SEBASTIAN-VERO BEACH, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JACKSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JEFFERSON County
TALLAHASSEE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAFAYETTE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAKE County
ORLANDO-KISSIMMEE-SANFORD, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LEE County
CAPE CORAL-FORT MYERS, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LEON County
TALLAHASSEE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LEVY County
GAINESVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LIBERTY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MADISON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MANATEE County
NORTH PORT-SARASOTA-BRADENTON, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARION County
OCALA, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARTIN County
PORT ST. LUCIE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $350,750
MIAMI-DADE County
MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $373,750
MONROE County
KEY WEST, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $552,000
NASSAU County
JACKSONVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $373,750
OKALOOSA County
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $391,000
OKEECHOBEE County
OKEECHOBEE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ORANGE County
ORLANDO-KISSIMMEE-SANFORD, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OSCEOLA County
ORLANDO-KISSIMMEE-SANFORD, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PALM BEACH County
MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $373,750
PASCO County
TAMPA-ST. PETERSBURG-CLEARWATER, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PINELLAS County
TAMPA-ST. PETERSBURG-CLEARWATER, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
POLK County
LAKELAND-WINTER HAVEN, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PUTNAM County
PALATKA, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SANTA ROSA County
PENSACOLA-FERRY PASS-BRENT, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SARASOTA County
NORTH PORT-SARASOTA-BRADENTON, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SEMINOLE County
ORLANDO-KISSIMMEE-SANFORD, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ST. JOHNS County
JACKSONVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $373,750
ST. LUCIE County
PORT ST. LUCIE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $350,750
SUMTER County
THE VILLAGES, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SUWANNEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TAYLOR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
UNION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
VOLUSIA County
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WAKULLA County
TALLAHASSEE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WALTON County
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $391,000
WASHINGTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760

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