One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in FLORIDA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in FLORIDA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

67 match(es) found

ALACHUA County
GAINESVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BAKER County
JACKSONVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $388,700
BAY County
PANAMA CITY, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BRADFORD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BREVARD County
PALM BAY-MELBOURNE-TITUSVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BROWARD County
MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
CALHOUN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHARLOTTE County
PUNTA GORDA, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CITRUS County
HOMOSASSA SPRINGS, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLAY County
JACKSONVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $388,700
COLLIER County
NAPLES-MARCO ISLAND, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $460,000
COLUMBIA County
LAKE CITY, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DESOTO County
ARCADIA, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DIXIE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DUVAL County
JACKSONVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $388,700
ESCAMBIA County
PENSACOLA-FERRY PASS-BRENT, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FLAGLER County
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FRANKLIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GADSDEN County
TALLAHASSEE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GILCHRIST County
GAINESVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GLADES County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GULF County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HAMILTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HARDEE County
WAUCHULA, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HENDRY County
CLEWISTON, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HERNANDO County
TAMPA-ST. PETERSBURG-CLEARWATER, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HIGHLANDS County
SEBRING-AVON PARK, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HILLSBOROUGH County
TAMPA-ST. PETERSBURG-CLEARWATER, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HOLMES County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
INDIAN RIVER County
SEBASTIAN-VERO BEACH, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JACKSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JEFFERSON County
TALLAHASSEE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAFAYETTE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAKE County
ORLANDO-KISSIMMEE-SANFORD, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEE County
CAPE CORAL-FORT MYERS, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEON County
TALLAHASSEE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEVY County
GAINESVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LIBERTY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MADISON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MANATEE County
NORTH PORT-SARASOTA-BRADENTON, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARION County
OCALA, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARTIN County
PORT ST. LUCIE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $381,800
MIAMI-DADE County
MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
MONROE County
KEY WEST, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $608,350
NASSAU County
JACKSONVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $388,700
OKALOOSA County
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $441,600
OKEECHOBEE County
OKEECHOBEE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ORANGE County
ORLANDO-KISSIMMEE-SANFORD, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OSCEOLA County
ORLANDO-KISSIMMEE-SANFORD, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PALM BEACH County
MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
PASCO County
TAMPA-ST. PETERSBURG-CLEARWATER, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PINELLAS County
TAMPA-ST. PETERSBURG-CLEARWATER, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
POLK County
LAKELAND-WINTER HAVEN, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PUTNAM County
PALATKA, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SANTA ROSA County
PENSACOLA-FERRY PASS-BRENT, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SARASOTA County
NORTH PORT-SARASOTA-BRADENTON, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SEMINOLE County
ORLANDO-KISSIMMEE-SANFORD, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ST. JOHNS County
JACKSONVILLE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $388,700
ST. LUCIE County
PORT ST. LUCIE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $381,800
SUMTER County
THE VILLAGES, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SUWANNEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TAYLOR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
UNION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
VOLUSIA County
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WAKULLA County
TALLAHASSEE, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WALTON County
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL
VA Lender Limit FHA Loan Limit
$1,000,000 $441,600
WASHINGTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

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