One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in GEORGIA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan
USDA Loan - One-Time Close Construction Loan

2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in GEORGIA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

159 match(es) found

APPLING County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ATKINSON County
DOUGLAS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BACON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BAKER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BALDWIN County
MILLEDGEVILLE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BANKS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BARROW County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
BARTOW County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
BEN HILL County
FITZGERALD, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BERRIEN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BIBB County
MACON-BIBB COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BLECKLEY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BRANTLEY County
BRUNSWICK, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BROOKS County
VALDOSTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BRYAN County
SAVANNAH, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BULLOCH County
STATESBORO, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BURKE County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BUTTS County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
CALHOUN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CAMDEN County
ST. MARYS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CANDLER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CARROLL County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
CATOOSA County
CHATTANOOGA, TN-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHARLTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHATHAM County
SAVANNAH, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHATTAHOOCHEE County
COLUMBUS, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHATTOOGA County
SUMMERVILLE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHEROKEE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
CLARKE County
ATHENS-CLARKE COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
CLAY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLAYTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
CLINCH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COBB County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
COFFEE County
DOUGLAS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COLQUITT County
MOULTRIE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COLUMBIA County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COOK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COWETA County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
CRAWFORD County
MACON-BIBB COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CRISP County
CORDELE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DADE County
CHATTANOOGA, TN-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DAWSON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
DECATUR County
BAINBRIDGE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DEKALB County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
DODGE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DOOLY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DOUGHERTY County
ALBANY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DOUGLAS County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
EARLY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ECHOLS County
VALDOSTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
EFFINGHAM County
SAVANNAH, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ELBERT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
EMANUEL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
EVANS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FANNIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FAYETTE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
FLOYD County
ROME, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FORSYTH County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
FRANKLIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FULTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
GILMER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GLASCOCK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GLYNN County
BRUNSWICK, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GORDON County
CALHOUN, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRADY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GREENE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $515,200
GWINNETT County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
HABERSHAM County
CORNELIA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HALL County
GAINESVILLE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HANCOCK County
MILLEDGEVILLE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HARALSON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
HARRIS County
COLUMBUS, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HART County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HEARD County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
HENRY County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
HOUSTON County
WARNER ROBINS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
IRWIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JACKSON County
JEFFERSON, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JASPER County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
JEFF DAVIS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JEFFERSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JENKINS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JOHNSON County
DUBLIN, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JONES County
MACON-BIBB COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAMAR County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
LANIER County
VALDOSTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAURENS County
DUBLIN, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LEE County
ALBANY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LIBERTY County
HINESVILLE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LINCOLN County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LONG County
HINESVILLE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LOWNDES County
VALDOSTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LUMPKIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MACON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MADISON County
ATHENS-CLARKE COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
MARION County
COLUMBUS, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MCDUFFIE County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MCINTOSH County
BRUNSWICK, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MERIWETHER County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
MILLER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MITCHELL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONROE County
MACON-BIBB COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONTGOMERY County
VIDALIA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MORGAN County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
MURRAY County
DALTON, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MUSCOGEE County
COLUMBUS, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NEWTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
OCONEE County
ATHENS-CLARKE COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
OGLETHORPE County
ATHENS-CLARKE COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
PAULDING County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
PEACH County
WARNER ROBINS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PICKENS County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
PIERCE County
WAYCROSS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PIKE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
POLK County
CEDARTOWN, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PULASKI County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PUTNAM County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
QUITMAN County
EUFAULA, AL-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RABUN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RANDOLPH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RICHMOND County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROCKDALE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
SCHLEY County
AMERICUS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SCREVEN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SEMINOLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SPALDING County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
STEPHENS County
TOCCOA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
STEWART County
COLUMBUS, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SUMTER County
AMERICUS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TALBOT County
COLUMBUS, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TALIAFERRO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TATTNALL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TAYLOR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TELFAIR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TERRELL County
ALBANY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
THOMAS County
THOMASVILLE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TIFT County
TIFTON, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TOOMBS County
VIDALIA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TOWNS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TREUTLEN County
DUBLIN, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TROUP County
LAGRANGE, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TURNER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TWIGGS County
MACON-BIBB COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
UNION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
UPSON County
THOMASTON, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WALKER County
CHATTANOOGA, TN-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WALTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
WARE County
WAYCROSS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WARREN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WASHINGTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WAYNE County
JESUP, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WEBSTER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WHEELER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WHITE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WHITFIELD County
DALTON, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WILCOX County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WILKES County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WILKINSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WORTH County
ALBANY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760

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