One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in GEORGIA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan
USDA Loan - One-Time Close Construction Loan

2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in GEORGIA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

159 match(es) found

APPLING County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ATKINSON County
DOUGLAS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BACON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BAKER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BALDWIN County
MILLEDGEVILLE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BANKS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BARROW County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
BARTOW County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
BEN HILL County
FITZGERALD, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BERRIEN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BIBB County
MACON-BIBB COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BLECKLEY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BRANTLEY County
BRUNSWICK, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BROOKS County
VALDOSTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BRYAN County
SAVANNAH, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BULLOCH County
STATESBORO, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BURKE County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BUTTS County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
CALHOUN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CAMDEN County
ST. MARYS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CANDLER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CARROLL County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
CATOOSA County
CHATTANOOGA, TN-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHARLTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHATHAM County
SAVANNAH, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHATTAHOOCHEE County
COLUMBUS, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHATTOOGA County
SUMMERVILLE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHEROKEE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
CLARKE County
ATHENS-CLARKE COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $391,000
CLAY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLAYTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
CLINCH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COBB County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
COFFEE County
DOUGLAS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COLQUITT County
MOULTRIE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COLUMBIA County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COOK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COWETA County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
CRAWFORD County
MACON-BIBB COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CRISP County
CORDELE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DADE County
CHATTANOOGA, TN-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DAWSON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
DECATUR County
BAINBRIDGE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DEKALB County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
DODGE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DOOLY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DOUGHERTY County
ALBANY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DOUGLAS County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
EARLY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ECHOLS County
VALDOSTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
EFFINGHAM County
SAVANNAH, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ELBERT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
EMANUEL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
EVANS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FANNIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FAYETTE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
FLOYD County
ROME, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FORSYTH County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
FRANKLIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FULTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
GILMER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GLASCOCK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GLYNN County
BRUNSWICK, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GORDON County
CALHOUN, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GRADY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GREENE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $515,200
GWINNETT County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
HABERSHAM County
CORNELIA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HALL County
GAINESVILLE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HANCOCK County
MILLEDGEVILLE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HARALSON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
HARRIS County
COLUMBUS, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HART County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HEARD County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
HENRY County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
HOUSTON County
WARNER ROBINS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
IRWIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JACKSON County
JEFFERSON, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JASPER County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
JEFF DAVIS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JEFFERSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JENKINS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JOHNSON County
DUBLIN, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JONES County
MACON-BIBB COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAMAR County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
LANIER County
VALDOSTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAURENS County
DUBLIN, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEE County
ALBANY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LIBERTY County
HINESVILLE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LINCOLN County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LONG County
HINESVILLE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LOWNDES County
VALDOSTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LUMPKIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MACON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MADISON County
ATHENS-CLARKE COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $391,000
MARION County
COLUMBUS, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MCDUFFIE County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MCINTOSH County
BRUNSWICK, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MERIWETHER County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
MILLER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MITCHELL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONROE County
MACON-BIBB COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONTGOMERY County
VIDALIA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MORGAN County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
MURRAY County
DALTON, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MUSCOGEE County
COLUMBUS, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
NEWTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
OCONEE County
ATHENS-CLARKE COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $391,000
OGLETHORPE County
ATHENS-CLARKE COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $391,000
PAULDING County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
PEACH County
WARNER ROBINS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PICKENS County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
PIERCE County
WAYCROSS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PIKE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
POLK County
CEDARTOWN, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PULASKI County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PUTNAM County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
QUITMAN County
EUFAULA, AL-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RABUN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RANDOLPH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RICHMOND County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ROCKDALE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
SCHLEY County
AMERICUS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SCREVEN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SEMINOLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SPALDING County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
STEPHENS County
TOCCOA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
STEWART County
COLUMBUS, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SUMTER County
AMERICUS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TALBOT County
COLUMBUS, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TALIAFERRO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TATTNALL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TAYLOR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TELFAIR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TERRELL County
ALBANY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
THOMAS County
THOMASVILLE, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TIFT County
TIFTON, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TOOMBS County
VIDALIA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TOWNS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TREUTLEN County
DUBLIN, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TROUP County
LAGRANGE, GA-AL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TURNER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TWIGGS County
MACON-BIBB COUNTY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
UNION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
UPSON County
THOMASTON, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WALKER County
CHATTANOOGA, TN-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WALTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $412,850
WARE County
WAYCROSS, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WARREN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WASHINGTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WAYNE County
JESUP, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WEBSTER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WHEELER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WHITE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WHITFIELD County
DALTON, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WILCOX County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WILKES County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WILKINSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WORTH County
ALBANY, GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

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