One-Time Close Loans | FHA and VA Construction Loans
VA and FHA One-Time Close Construction Loans

2023 FHA Construction Loan Limits in GEORGIA tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2023 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in GEORGIA Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2023, the FHA floor was set at $472,030 for single-family home loans. This lending limit covers most U.S. counties."

159 match(es) found

APPLING County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ATKINSON County
DOUGLAS, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BACON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BAKER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BALDWIN County
MILLEDGEVILLE, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BANKS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BARROW County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
BARTOW County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
BEN HILL County
FITZGERALD, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BERRIEN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BIBB County
MACON-BIBB COUNTY, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BLECKLEY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BRANTLEY County
BRUNSWICK, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BROOKS County
VALDOSTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BRYAN County
SAVANNAH, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BULLOCH County
STATESBORO, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BURKE County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BUTTS County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
CALHOUN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CAMDEN County
ST. MARYS, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CANDLER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CARROLL County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
CATOOSA County
CHATTANOOGA, TN-GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHARLTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHATHAM County
SAVANNAH, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHATTAHOOCHEE County
COLUMBUS, GA-AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHATTOOGA County
SUMMERVILLE, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHEROKEE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
CLARKE County
ATHENS-CLARKE COUNTY, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $516,350
CLAY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLAYTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
CLINCH County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COBB County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
COFFEE County
DOUGLAS, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COLQUITT County
MOULTRIE, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COLUMBIA County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COOK County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COWETA County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
CRAWFORD County
MACON-BIBB COUNTY, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CRISP County
CORDELE, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DADE County
CHATTANOOGA, TN-GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DAWSON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
DECATUR County
BAINBRIDGE, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DEKALB County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
DODGE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DOOLY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DOUGHERTY County
ALBANY, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DOUGLAS County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
EARLY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ECHOLS County
VALDOSTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
EFFINGHAM County
SAVANNAH, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ELBERT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
EMANUEL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
EVANS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FANNIN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FAYETTE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
FLOYD County
ROME, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FORSYTH County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
FRANKLIN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FULTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
GILMER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GLASCOCK County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GLYNN County
BRUNSWICK, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GORDON County
CALHOUN, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GRADY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GREENE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $515,200
GWINNETT County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
HABERSHAM County
CORNELIA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HALL County
GAINESVILLE, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HANCOCK County
MILLEDGEVILLE, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HARALSON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
HARRIS County
COLUMBUS, GA-AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HART County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HEARD County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
HENRY County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
HOUSTON County
WARNER ROBINS, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
IRWIN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JACKSON County
JEFFERSON, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JASPER County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
JEFF DAVIS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JEFFERSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JENKINS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JOHNSON County
DUBLIN, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JONES County
MACON-BIBB COUNTY, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAMAR County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
LANIER County
VALDOSTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAURENS County
DUBLIN, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEE County
ALBANY, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LIBERTY County
HINESVILLE, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LINCOLN County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LONG County
HINESVILLE, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LOWNDES County
VALDOSTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LUMPKIN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MACON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MADISON County
ATHENS-CLARKE COUNTY, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $516,350
MARION County
COLUMBUS, GA-AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MCDUFFIE County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MCINTOSH County
BRUNSWICK, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MERIWETHER County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
MILLER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MITCHELL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONROE County
MACON-BIBB COUNTY, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONTGOMERY County
VIDALIA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MORGAN County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
MURRAY County
DALTON, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MUSCOGEE County
COLUMBUS, GA-AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
NEWTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
OCONEE County
ATHENS-CLARKE COUNTY, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $516,350
OGLETHORPE County
ATHENS-CLARKE COUNTY, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $516,350
PAULDING County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
PEACH County
WARNER ROBINS, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PICKENS County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
PIERCE County
WAYCROSS, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PIKE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
POLK County
CEDARTOWN, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PULASKI County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PUTNAM County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
QUITMAN County
EUFAULA, AL-GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RABUN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RANDOLPH County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RICHMOND County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ROCKDALE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
SCHLEY County
AMERICUS, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SCREVEN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SEMINOLE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SPALDING County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
STEPHENS County
TOCCOA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
STEWART County
COLUMBUS, GA-AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SUMTER County
AMERICUS, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TALBOT County
COLUMBUS, GA-AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TALIAFERRO County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TATTNALL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TAYLOR County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TELFAIR County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TERRELL County
ALBANY, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
THOMAS County
THOMASVILLE, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TIFT County
TIFTON, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TOOMBS County
VIDALIA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TOWNS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TREUTLEN County
DUBLIN, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TROUP County
LAGRANGE, GA-AL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TURNER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TWIGGS County
MACON-BIBB COUNTY, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
UNION County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
UPSON County
THOMASTON, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WALKER County
CHATTANOOGA, TN-GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WALTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $592,250
WARE County
WAYCROSS, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WARREN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WASHINGTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WAYNE County
JESUP, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WEBSTER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WHEELER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WHITE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WHITFIELD County
DALTON, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WILCOX County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WILKES County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WILKINSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WORTH County
ALBANY, GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030

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