One-Time Close Loans | FHA and VA Construction Loans
VA and FHA One-Time Close Construction Loans

2024 FHA Construction Loan Limits in GEORGIA tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2024 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in GEORGIA Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2024, the FHA floor was set at $498,257 for single-family home loans. This lending limit covers most U.S. counties."

159 match(es) found

APPLING County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ATKINSON County
DOUGLAS, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BACON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BAKER County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BALDWIN County
MILLEDGEVILLE, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BANKS County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BARROW County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
BARTOW County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
BEN HILL County
FITZGERALD, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BERRIEN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BIBB County
MACON-BIBB COUNTY, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BLECKLEY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BRANTLEY County
BRUNSWICK, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BROOKS County
VALDOSTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BRYAN County
SAVANNAH, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BULLOCH County
STATESBORO, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BURKE County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BUTTS County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
CALHOUN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CAMDEN County
ST. MARYS, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CANDLER County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CARROLL County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
CATOOSA County
CHATTANOOGA, TN-GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CHARLTON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CHATHAM County
SAVANNAH, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CHATTAHOOCHEE County
COLUMBUS, GA-AL
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CHATTOOGA County
SUMMERVILLE, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CHEROKEE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
CLARKE County
ATHENS-CLARKE COUNTY, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$546,250
CLAY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CLAYTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
CLINCH County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
COBB County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
COFFEE County
DOUGLAS, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
COLQUITT County
MOULTRIE, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
COLUMBIA County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
COOK County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
COWETA County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
CRAWFORD County
MACON-BIBB COUNTY, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CRISP County
CORDELE, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DADE County
CHATTANOOGA, TN-GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DAWSON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
DECATUR County
BAINBRIDGE, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DEKALB County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
DODGE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DOOLY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DOUGHERTY County
ALBANY, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DOUGLAS County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
EARLY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ECHOLS County
VALDOSTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
EFFINGHAM County
SAVANNAH, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ELBERT County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
EMANUEL County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
EVANS County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
FANNIN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
FAYETTE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
FLOYD County
ROME, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
FORSYTH County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
FRANKLIN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
FULTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
GILMER County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GLASCOCK County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GLYNN County
BRUNSWICK, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GORDON County
CALHOUN, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GRADY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GREENE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$529,000
GWINNETT County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
HABERSHAM County
CORNELIA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HALL County
GAINESVILLE, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HANCOCK County
MILLEDGEVILLE, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HARALSON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
HARRIS County
COLUMBUS, GA-AL
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HART County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HEARD County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
HENRY County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
HOUSTON County
WARNER ROBINS, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
IRWIN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
JACKSON County
JEFFERSON, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
JASPER County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
JEFF DAVIS County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
JEFFERSON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
JENKINS County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
JOHNSON County
DUBLIN, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
JONES County
MACON-BIBB COUNTY, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LAMAR County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
LANIER County
VALDOSTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LAURENS County
DUBLIN, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LEE County
ALBANY, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LIBERTY County
HINESVILLE, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LINCOLN County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LONG County
HINESVILLE, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LOWNDES County
VALDOSTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LUMPKIN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MACON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MADISON County
ATHENS-CLARKE COUNTY, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$546,250
MARION County
COLUMBUS, GA-AL
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MCDUFFIE County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MCINTOSH County
BRUNSWICK, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MERIWETHER County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
MILLER County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MITCHELL County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MONROE County
MACON-BIBB COUNTY, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MONTGOMERY County
VIDALIA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MORGAN County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
MURRAY County
DALTON, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MUSCOGEE County
COLUMBUS, GA-AL
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
NEWTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
OCONEE County
ATHENS-CLARKE COUNTY, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$546,250
OGLETHORPE County
ATHENS-CLARKE COUNTY, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$546,250
PAULDING County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
PEACH County
WARNER ROBINS, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
PICKENS County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
PIERCE County
WAYCROSS, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
PIKE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
POLK County
CEDARTOWN, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
PULASKI County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
PUTNAM County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
QUITMAN County
EUFAULA, AL-GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
RABUN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
RANDOLPH County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
RICHMOND County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ROCKDALE County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
SCHLEY County
AMERICUS, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SCREVEN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SEMINOLE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SPALDING County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
STEPHENS County
TOCCOA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
STEWART County
COLUMBUS, GA-AL
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SUMTER County
AMERICUS, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
TALBOT County
COLUMBUS, GA-AL
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
TALIAFERRO County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
TATTNALL County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
TAYLOR County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
TELFAIR County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
TERRELL County
ALBANY, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
THOMAS County
THOMASVILLE, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
TIFT County
TIFTON, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
TOOMBS County
VIDALIA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
TOWNS County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
TREUTLEN County
DUBLIN, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
TROUP County
LAGRANGE, GA-AL
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
TURNER County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
TWIGGS County
MACON-BIBB COUNTY, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
UNION County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
UPSON County
THOMASTON, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WALKER County
CHATTANOOGA, TN-GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WALTON County
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$649,750
WARE County
WAYCROSS, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WARREN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WASHINGTON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WAYNE County
JESUP, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WEBSTER County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WHEELER County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WHITE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WHITFIELD County
DALTON, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WILCOX County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WILKES County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WILKINSON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WORTH County
ALBANY, GA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257

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