One-Time Close Loans | FHA and VA Construction Loans
Learn all about the VA and FHA versions of the One-Time Close Loan.

2023 FHA Construction Loan Limits in HAWAII tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2023 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in HAWAII Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2023, the FHA floor was set at $472,030 for single-family home loans. This lending limit covers most U.S. counties."

5 match(es) found

HAWAII County
HILO, HI
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $517,500
HONOLULU County
URBAN HONOLULU, HI
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $770,500
KALAWAO County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $977,500
KAUAI County
KAPAA, HI
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $977,500
MAUI County
KAHULUI-WAILUKU-LAHAINA, HI
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $977,500

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