One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in IDAHO tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in IDAHO Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

44 match(es) found

ADA County
BOISE CITY, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $415,150
ADAMS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BANNOCK County
POCATELLO, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BEAR LAKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BENEWAH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BINGHAM County
BLACKFOOT, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BLAINE County
HAILEY, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $646,300
BOISE County
BOISE CITY, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $415,150
BONNER County
SANDPOINT, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BONNEVILLE County
IDAHO FALLS, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BOUNDARY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BUTTE County
IDAHO FALLS, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CAMAS County
HAILEY, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $646,300
CANYON County
BOISE CITY, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $415,150
CARIBOU County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CASSIA County
BURLEY, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLARK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLEARWATER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CUSTER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ELMORE County
MOUNTAIN HOME, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FRANKLIN County
LOGAN, UT-ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FREMONT County
REXBURG, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GEM County
BOISE CITY, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $415,150
GOODING County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
IDAHO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JEFFERSON County
IDAHO FALLS, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JEROME County
TWIN FALLS, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KOOTENAI County
COEUR D'ALENE, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $388,700
LATAH County
MOSCOW, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEMHI County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEWIS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LINCOLN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MADISON County
REXBURG, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MINIDOKA County
BURLEY, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
NEZ PERCE County
LEWISTON, ID-WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ONEIDA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OWYHEE County
BOISE CITY, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $415,150
PAYETTE County
ONTARIO, OR-ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
POWER County
POCATELLO, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SHOSHONE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TETON County
JACKSON, WY-ID
VA Lender Limit FHA Loan Limit
$1,000,000 $822,375
TWIN FALLS County
TWIN FALLS, ID
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
VALLEY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
WASHINGTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

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