One-Time Close Loans | FHA and VA Construction Loans
Learn all about the VA and FHA versions of the One-Time Close Loan.

2023 FHA Construction Loan Limits in IDAHO tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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FHA Loan - One-Time Close Construction Loan

2023 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in IDAHO Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2023, the FHA floor was set at $472,030 for single-family home loans. This lending limit covers most U.S. counties."

44 match(es) found

ADA County
BOISE CITY, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $586,500
ADAMS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BANNOCK County
POCATELLO, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BEAR LAKE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BENEWAH County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BINGHAM County
BLACKFOOT, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BLAINE County
HAILEY, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $740,600
BOISE County
BOISE CITY, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $586,500
BONNER County
SANDPOINT, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $523,250
BONNEVILLE County
IDAHO FALLS, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BOUNDARY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BUTTE County
IDAHO FALLS, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CAMAS County
HAILEY, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $740,600
CANYON County
BOISE CITY, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $586,500
CARIBOU County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CASSIA County
BURLEY, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLARK County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLEARWATER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CUSTER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ELMORE County
MOUNTAIN HOME, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FRANKLIN County
LOGAN, UT-ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $492,200
FREMONT County
REXBURG, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GEM County
BOISE CITY, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $586,500
GOODING County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
IDAHO County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JEFFERSON County
IDAHO FALLS, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JEROME County
TWIN FALLS, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
KOOTENAI County
COEUR D'ALENE, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $572,700
LATAH County
MOSCOW, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEMHI County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEWIS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LINCOLN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MADISON County
REXBURG, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MINIDOKA County
BURLEY, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
NEZ PERCE County
LEWISTON, ID-WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ONEIDA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
OWYHEE County
BOISE CITY, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $586,500
PAYETTE County
ONTARIO, OR-ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
POWER County
POCATELLO, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SHOSHONE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TETON County
JACKSON, WY-ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $1,089,300
TWIN FALLS County
TWIN FALLS, ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
VALLEY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $573,850
WASHINGTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030

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