One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in ILLINOIS tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan
USDA Loan - One-Time Close Construction Loan

2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in ILLINOIS Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

102 match(es) found

ADAMS County
QUINCY, IL-MO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ALEXANDER County
CAPE GIRARDEAU, MO-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BOND County
ST. LOUIS, MO-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BOONE County
ROCKFORD, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BROWN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BUREAU County
OTTAWA, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CALHOUN County
ST. LOUIS, MO-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CARROLL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CASS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHAMPAIGN County
CHAMPAIGN-URBANA, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHRISTIAN County
TAYLORVILLE, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLARK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLAY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLINTON County
ST. LOUIS, MO-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COLES County
CHARLESTON-MATTOON, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COOK County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
CRAWFORD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CUMBERLAND County
CHARLESTON-MATTOON, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DE WITT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DEKALB County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
DOUGLAS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DUPAGE County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
EDGAR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
EDWARDS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
EFFINGHAM County
EFFINGHAM, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FAYETTE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FORD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FRANKLIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FULTON County
PEORIA, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GALLATIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GREENE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GRUNDY County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
HAMILTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HANCOCK County
FORT MADISON-KEOKUK, IA-IL-MO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HARDIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HENDERSON County
BURLINGTON, IA-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HENRY County
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
IROQUOIS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JACKSON County
CARBONDALE-MARION, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JASPER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JEFFERSON County
MOUNT VERNON, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JERSEY County
ST. LOUIS, MO-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JO DAVIESS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JOHNSON County
CARBONDALE-MARION, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KANE County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
KANKAKEE County
KANKAKEE, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KENDALL County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
KNOX County
GALESBURG, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAKE County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
LASALLE County
OTTAWA, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAWRENCE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEE County
DIXON, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LIVINGSTON County
PONTIAC, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LOGAN County
LINCOLN, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MACON County
DECATUR, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MACOUPIN County
ST. LOUIS, MO-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MADISON County
ST. LOUIS, MO-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARION County
CENTRALIA, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARSHALL County
PEORIA, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MASON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MASSAC County
PADUCAH, KY-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MCDONOUGH County
MACOMB, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MCHENRY County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
MCLEAN County
BLOOMINGTON, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MENARD County
SPRINGFIELD, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MERCER County
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONROE County
ST. LOUIS, MO-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONTGOMERY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MORGAN County
JACKSONVILLE, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MOULTRIE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OGLE County
ROCHELLE, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PEORIA County
PEORIA, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PERRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PIATT County
CHAMPAIGN-URBANA, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PIKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
POPE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PULASKI County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PUTNAM County
OTTAWA, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RANDOLPH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RICHLAND County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ROCK ISLAND County
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SALINE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SANGAMON County
SPRINGFIELD, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SCHUYLER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SCOTT County
JACKSONVILLE, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SHELBY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ST. CLAIR County
ST. LOUIS, MO-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
STARK County
PEORIA, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
STEPHENSON County
FREEPORT, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TAZEWELL County
PEORIA, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
UNION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
VERMILION County
DANVILLE, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WABASH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WARREN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WASHINGTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WAYNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WHITE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WHITESIDE County
STERLING, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WILL County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
WILLIAMSON County
CARBONDALE-MARION, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WINNEBAGO County
ROCKFORD, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WOODFORD County
PEORIA, IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

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