2021 FHA Loan Limits and VA Lender Limits
Limits for Single Family Home Loans in ILLINOIS Counties
The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.
Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.
"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."
102 match(es) found
| ADAMS County QUINCY, IL-MO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| ALEXANDER County CAPE GIRARDEAU, MO-IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| BOND County ST. LOUIS, MO-IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| BOONE County ROCKFORD, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| BROWN County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| BUREAU County OTTAWA, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CALHOUN County ST. LOUIS, MO-IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CARROLL County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CASS County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CHAMPAIGN County CHAMPAIGN-URBANA, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CHRISTIAN County TAYLORVILLE, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CLARK County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CLAY County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CLINTON County ST. LOUIS, MO-IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| COLES County CHARLESTON-MATTOON, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| COOK County CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $379,500 | ||
| CRAWFORD County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CUMBERLAND County CHARLESTON-MATTOON, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| DE WITT County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| DEKALB County CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $379,500 | ||
| DOUGLAS County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| DUPAGE County CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $379,500 | ||
| EDGAR County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| EDWARDS County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| EFFINGHAM County EFFINGHAM, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| FAYETTE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| FORD County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| FRANKLIN County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| FULTON County PEORIA, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| GALLATIN County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| GREENE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| GRUNDY County CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $379,500 | ||
| HAMILTON County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HANCOCK County FORT MADISON-KEOKUK, IA-IL-MO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HARDIN County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HENDERSON County BURLINGTON, IA-IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HENRY County DAVENPORT-MOLINE-ROCK ISLAND, IA-IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| IROQUOIS County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| JACKSON County CARBONDALE-MARION, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| JASPER County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| JEFFERSON County MOUNT VERNON, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| JERSEY County ST. LOUIS, MO-IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| JO DAVIESS County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| JOHNSON County CARBONDALE-MARION, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| KANE County CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $379,500 | ||
| KANKAKEE County KANKAKEE, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| KENDALL County CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $379,500 | ||
| KNOX County GALESBURG, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| LAKE County CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $379,500 | ||
| LASALLE County OTTAWA, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| LAWRENCE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| LEE County DIXON, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| LIVINGSTON County PONTIAC, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| LOGAN County LINCOLN, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MACON County DECATUR, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MACOUPIN County ST. LOUIS, MO-IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MADISON County ST. LOUIS, MO-IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MARION County CENTRALIA, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MARSHALL County PEORIA, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MASON County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MASSAC County PADUCAH, KY-IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MCDONOUGH County MACOMB, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MCHENRY County CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $379,500 | ||
| MCLEAN County BLOOMINGTON, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MENARD County SPRINGFIELD, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MERCER County DAVENPORT-MOLINE-ROCK ISLAND, IA-IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MONROE County ST. LOUIS, MO-IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MONTGOMERY County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MORGAN County JACKSONVILLE, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MOULTRIE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| OGLE County ROCHELLE, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| PEORIA County PEORIA, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| PERRY County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| PIATT County CHAMPAIGN-URBANA, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| PIKE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| POPE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| PULASKI County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| PUTNAM County OTTAWA, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| RANDOLPH County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| RICHLAND County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| ROCK ISLAND County DAVENPORT-MOLINE-ROCK ISLAND, IA-IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| SALINE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| SANGAMON County SPRINGFIELD, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| SCHUYLER County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| SCOTT County JACKSONVILLE, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| SHELBY County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| ST. CLAIR County ST. LOUIS, MO-IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| STARK County PEORIA, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| STEPHENSON County FREEPORT, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| TAZEWELL County PEORIA, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| UNION County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| VERMILION County DANVILLE, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WABASH County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WARREN County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WASHINGTON County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WAYNE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WHITE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WHITESIDE County STERLING, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WILL County CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $379,500 | ||
| WILLIAMSON County CARBONDALE-MARION, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WINNEBAGO County ROCKFORD, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WOODFORD County PEORIA, IL |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
See Your Credit Scores From All 3 Bureaus
Do you know what's on your credit report?
Learn what your score means.
