One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in INDIANA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

- Build a Home on Your Own Lot -
VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan
USDA Loan - One-Time Close Construction Loan

2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in INDIANA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

Apply Now for Your One-Time Close Constuction Loan
"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

92 match(es) found

ADAMS County
DECATUR, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ALLEN County
FORT WAYNE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BARTHOLOMEW County
COLUMBUS, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BENTON County
LAFAYETTE-WEST LAFAYETTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BLACKFORD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BOONE County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
BROWN County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
CARROLL County
LAFAYETTE-WEST LAFAYETTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CASS County
LOGANSPORT, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLARK County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLAY County
TERRE HAUTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLINTON County
FRANKFORT, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CRAWFORD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DAVIESS County
WASHINGTON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DEARBORN County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DECATUR County
GREENSBURG, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DEKALB County
AUBURN, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DELAWARE County
MUNCIE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DUBOIS County
JASPER, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ELKHART County
ELKHART-GOSHEN, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FAYETTE County
CONNERSVILLE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FLOYD County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FOUNTAIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FRANKLIN County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FULTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GIBSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GRANT County
MARION, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GREENE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HAMILTON County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
HANCOCK County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
HARRISON County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HENDRICKS County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
HENRY County
NEW CASTLE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HOWARD County
KOKOMO, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HUNTINGTON County
HUNTINGTON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JACKSON County
SEYMOUR, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JASPER County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
JAY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JEFFERSON County
MADISON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JENNINGS County
NORTH VERNON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JOHNSON County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
KNOX County
VINCENNES, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KOSCIUSKO County
WARSAW, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAGRANGE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAKE County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
LAPORTE County
MICHIGAN CITY-LA PORTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAWRENCE County
BEDFORD, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MADISON County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
MARION County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
MARSHALL County
PLYMOUTH, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARTIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MIAMI County
PERU, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONROE County
BLOOMINGTON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONTGOMERY County
CRAWFORDSVILLE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MORGAN County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
NEWTON County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
NOBLE County
KENDALLVILLE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OHIO County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ORANGE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OWEN County
BLOOMINGTON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PARKE County
TERRE HAUTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PERRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PIKE County
JASPER, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PORTER County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
POSEY County
EVANSVILLE, IN-KY
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PULASKI County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PUTNAM County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
RANDOLPH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RIPLEY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RUSH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SCOTT County
SCOTTSBURG, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SHELBY County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
SPENCER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ST. JOSEPH County
SOUTH BEND-MISHAWAKA, IN-MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
STARKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
STEUBEN County
ANGOLA, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SULLIVAN County
TERRE HAUTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SWITZERLAND County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TIPPECANOE County
LAFAYETTE-WEST LAFAYETTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TIPTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
UNION County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
VANDERBURGH County
EVANSVILLE, IN-KY
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
VERMILLION County
TERRE HAUTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
VIGO County
TERRE HAUTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WABASH County
WABASH, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WARREN County
LAFAYETTE-WEST LAFAYETTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WARRICK County
EVANSVILLE, IN-KY
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WASHINGTON County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WAYNE County
RICHMOND, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WELLS County
BLUFFTON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WHITE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WHITLEY County
FORT WAYNE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

See Your Credit Scores From All 3 Bureaus

Do you know what's on your credit report?

Learn what your score means.

Your Scores Now

OneTimeClose.com is not a government agency. We do not offer or have any affiliation with loan modification, foreclosure prevention, payday loan, or short term loan services. Neither OneTimeClose.com nor its advertisers charge a fee or require anything other than a submission of qualifying information for comparison shopping ads. We do not ask users to surrender or transfer title. We do not ask users to bypass their lender. We encourage users to contact their lawyers, credit counselors, lenders, and housing counselors.

SecureRights Advertiser Contact Information

One and Won is a registered trademark of Texcorp Mortgage Bankers, Inc.