One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in INDIANA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan
USDA Loan - One-Time Close Construction Loan

2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in INDIANA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

92 match(es) found

ADAMS County
DECATUR, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ALLEN County
FORT WAYNE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BARTHOLOMEW County
COLUMBUS, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BENTON County
LAFAYETTE-WEST LAFAYETTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BLACKFORD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BOONE County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $355,350
BROWN County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $355,350
CARROLL County
LAFAYETTE-WEST LAFAYETTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CASS County
LOGANSPORT, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLARK County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $333,500
CLAY County
TERRE HAUTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLINTON County
FRANKFORT, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CRAWFORD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DAVIESS County
WASHINGTON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DEARBORN County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DECATUR County
GREENSBURG, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DEKALB County
AUBURN, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DELAWARE County
MUNCIE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DUBOIS County
JASPER, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ELKHART County
ELKHART-GOSHEN, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FAYETTE County
CONNERSVILLE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FLOYD County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $333,500
FOUNTAIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FRANKLIN County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FULTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GIBSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRANT County
MARION, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GREENE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HAMILTON County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $355,350
HANCOCK County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $355,350
HARRISON County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $333,500
HENDRICKS County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $355,350
HENRY County
NEW CASTLE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HOWARD County
KOKOMO, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HUNTINGTON County
HUNTINGTON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JACKSON County
SEYMOUR, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JASPER County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $368,000
JAY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JEFFERSON County
MADISON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JENNINGS County
NORTH VERNON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JOHNSON County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $355,350
KNOX County
VINCENNES, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KOSCIUSKO County
WARSAW, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAGRANGE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAKE County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $368,000
LAPORTE County
MICHIGAN CITY-LA PORTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAWRENCE County
BEDFORD, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MADISON County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $355,350
MARION County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $355,350
MARSHALL County
PLYMOUTH, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARTIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MIAMI County
PERU, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONROE County
BLOOMINGTON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONTGOMERY County
CRAWFORDSVILLE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MORGAN County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $355,350
NEWTON County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $368,000
NOBLE County
KENDALLVILLE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OHIO County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ORANGE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OWEN County
BLOOMINGTON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PARKE County
TERRE HAUTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PERRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PIKE County
JASPER, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PORTER County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $368,000
POSEY County
EVANSVILLE, IN-KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PULASKI County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PUTNAM County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $355,350
RANDOLPH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RIPLEY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RUSH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SCOTT County
SCOTTSBURG, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SHELBY County
INDIANAPOLIS-CARMEL-ANDERSON, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $355,350
SPENCER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ST. JOSEPH County
SOUTH BEND-MISHAWAKA, IN-MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
STARKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
STEUBEN County
ANGOLA, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SULLIVAN County
TERRE HAUTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SWITZERLAND County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TIPPECANOE County
LAFAYETTE-WEST LAFAYETTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TIPTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
UNION County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
VANDERBURGH County
EVANSVILLE, IN-KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
VERMILLION County
TERRE HAUTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
VIGO County
TERRE HAUTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WABASH County
WABASH, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WARREN County
LAFAYETTE-WEST LAFAYETTE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WARRICK County
EVANSVILLE, IN-KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WASHINGTON County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $333,500
WAYNE County
RICHMOND, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WELLS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WHITE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WHITLEY County
FORT WAYNE, IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760

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