One-Time Close Loans | FHA and VA Construction Loans
Learn all about the VA and FHA versions of the One-Time Close Loan.

2023 FHA Construction Loan Limits in IOWA tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2023 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in IOWA Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2023, the FHA floor was set at $472,030 for single-family home loans. This lending limit covers most U.S. counties."

99 match(es) found

ADAIR County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ADAMS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ALLAMAKEE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
APPANOOSE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
AUDUBON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BENTON County
CEDAR RAPIDS, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BLACK HAWK County
WATERLOO-CEDAR FALLS, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BOONE County
AMES, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BREMER County
WATERLOO-CEDAR FALLS, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BUCHANAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BUENA VISTA County
STORM LAKE, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BUTLER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CALHOUN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CARROLL County
CARROLL, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CASS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CEDAR County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CERRO GORDO County
MASON CITY, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHEROKEE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHICKASAW County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLARKE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLAY County
SPENCER, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLAYTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLINTON County
CLINTON, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CRAWFORD County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DALLAS County
DES MOINES-WEST DES MOINES, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DAVIS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DECATUR County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DELAWARE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DES MOINES County
BURLINGTON, IA-IL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DICKINSON County
SPIRIT LAKE, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DUBUQUE County
DUBUQUE, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
EMMET County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FAYETTE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FLOYD County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FRANKLIN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FREMONT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GREENE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GRUNDY County
WATERLOO-CEDAR FALLS, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GUTHRIE County
DES MOINES-WEST DES MOINES, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HAMILTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HANCOCK County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HARDIN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HARRISON County
OMAHA-COUNCIL BLUFFS, NE-IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HENRY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HOWARD County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HUMBOLDT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
IDA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
IOWA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JACKSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JASPER County
DES MOINES-WEST DES MOINES, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JEFFERSON County
FAIRFIELD, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JOHNSON County
IOWA CITY, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JONES County
CEDAR RAPIDS, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
KEOKUK County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
KOSSUTH County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEE County
FORT MADISON-KEOKUK, IA-IL-MO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LINN County
CEDAR RAPIDS, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LOUISA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LUCAS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LYON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MADISON County
DES MOINES-WEST DES MOINES, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MAHASKA County
OSKALOOSA, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARION County
PELLA, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARSHALL County
MARSHALLTOWN, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MILLS County
OMAHA-COUNCIL BLUFFS, NE-IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MITCHELL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONONA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONROE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONTGOMERY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MUSCATINE County
MUSCATINE, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
O'BRIEN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
OSCEOLA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PAGE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PALO ALTO County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PLYMOUTH County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
POCAHONTAS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
POLK County
DES MOINES-WEST DES MOINES, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
POTTAWATTAMIE County
OMAHA-COUNCIL BLUFFS, NE-IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
POWESHIEK County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RINGGOLD County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SAC County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SCOTT County
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SHELBY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SIOUX County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
STORY County
AMES, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TAMA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TAYLOR County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
UNION County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
VAN BUREN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WAPELLO County
OTTUMWA, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WARREN County
DES MOINES-WEST DES MOINES, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WASHINGTON County
IOWA CITY, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WAYNE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WEBSTER County
FORT DODGE, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WINNEBAGO County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WINNESHIEK County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WOODBURY County
SIOUX CITY, IA-NE-SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WORTH County
MASON CITY, IA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WRIGHT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030

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