One-Time Close Loans | FHA and VA Construction Loans
VA and FHA One-Time Close Construction Loans

2024 FHA Construction Loan Limits in IOWA tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2024 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in IOWA Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

Learn About the One-Time Close Constuction Loan
"For 2024, the FHA floor was set at $498,257 for single-family home loans. This lending limit covers most U.S. counties."

99 match(es) found

ADAIR County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ADAMS County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ALLAMAKEE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
APPANOOSE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
AUDUBON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BENTON County
CEDAR RAPIDS, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BLACK HAWK County
WATERLOO-CEDAR FALLS, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BOONE County
AMES, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BREMER County
WATERLOO-CEDAR FALLS, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BUCHANAN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BUENA VISTA County
STORM LAKE, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BUTLER County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CALHOUN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CARROLL County
CARROLL, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CASS County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CEDAR County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CERRO GORDO County
MASON CITY, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CHEROKEE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CHICKASAW County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CLARKE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CLAY County
SPENCER, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CLAYTON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CLINTON County
CLINTON, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CRAWFORD County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DALLAS County
DES MOINES-WEST DES MOINES, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DAVIS County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DECATUR County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DELAWARE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DES MOINES County
BURLINGTON, IA-IL
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DICKINSON County
SPIRIT LAKE, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DUBUQUE County
DUBUQUE, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
EMMET County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
FAYETTE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
FLOYD County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
FRANKLIN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
FREMONT County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GREENE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GRUNDY County
WATERLOO-CEDAR FALLS, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GUTHRIE County
DES MOINES-WEST DES MOINES, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HAMILTON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HANCOCK County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HARDIN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HARRISON County
OMAHA-COUNCIL BLUFFS, NE-IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HENRY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HOWARD County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HUMBOLDT County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
IDA County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
IOWA County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
JACKSON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
JASPER County
DES MOINES-WEST DES MOINES, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
JEFFERSON County
FAIRFIELD, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
JOHNSON County
IOWA CITY, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
JONES County
CEDAR RAPIDS, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
KEOKUK County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
KOSSUTH County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LEE County
FORT MADISON-KEOKUK, IA-IL-MO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LINN County
CEDAR RAPIDS, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LOUISA County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LUCAS County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LYON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MADISON County
DES MOINES-WEST DES MOINES, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MAHASKA County
OSKALOOSA, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MARION County
PELLA, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MARSHALL County
MARSHALLTOWN, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MILLS County
OMAHA-COUNCIL BLUFFS, NE-IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MITCHELL County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MONONA County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MONROE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MONTGOMERY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MUSCATINE County
MUSCATINE, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
O'BRIEN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
OSCEOLA County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
PAGE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
PALO ALTO County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
PLYMOUTH County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
POCAHONTAS County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
POLK County
DES MOINES-WEST DES MOINES, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
POTTAWATTAMIE County
OMAHA-COUNCIL BLUFFS, NE-IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
POWESHIEK County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
RINGGOLD County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SAC County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SCOTT County
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SHELBY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SIOUX County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
STORY County
AMES, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
TAMA County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
TAYLOR County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
UNION County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
VAN BUREN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WAPELLO County
OTTUMWA, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WARREN County
DES MOINES-WEST DES MOINES, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WASHINGTON County
IOWA CITY, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WAYNE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WEBSTER County
FORT DODGE, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WINNEBAGO County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WINNESHIEK County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WOODBURY County
SIOUX CITY, IA-NE-SD
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WORTH County
MASON CITY, IA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WRIGHT County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257

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