One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in IOWA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan
USDA Loan - One-Time Close Construction Loan

2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in IOWA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

99 match(es) found

ADAIR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ADAMS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ALLAMAKEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
APPANOOSE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
AUDUBON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BENTON County
CEDAR RAPIDS, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BLACK HAWK County
WATERLOO-CEDAR FALLS, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BOONE County
AMES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BREMER County
WATERLOO-CEDAR FALLS, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BUCHANAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BUENA VISTA County
STORM LAKE, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BUTLER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CALHOUN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CARROLL County
CARROLL, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CASS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CEDAR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CERRO GORDO County
MASON CITY, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHEROKEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHICKASAW County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLARKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLAY County
SPENCER, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLAYTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLINTON County
CLINTON, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CRAWFORD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DALLAS County
DES MOINES-WEST DES MOINES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DAVIS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DECATUR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DELAWARE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DES MOINES County
BURLINGTON, IA-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DICKINSON County
SPIRIT LAKE, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DUBUQUE County
DUBUQUE, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
EMMET County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FAYETTE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FLOYD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FRANKLIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FREMONT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GREENE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRUNDY County
WATERLOO-CEDAR FALLS, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GUTHRIE County
DES MOINES-WEST DES MOINES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HAMILTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HANCOCK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HARDIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HARRISON County
OMAHA-COUNCIL BLUFFS, NE-IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HENRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HOWARD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HUMBOLDT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
IDA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
IOWA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JACKSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JASPER County
DES MOINES-WEST DES MOINES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JEFFERSON County
FAIRFIELD, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JOHNSON County
IOWA CITY, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JONES County
CEDAR RAPIDS, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KEOKUK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KOSSUTH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LEE County
FORT MADISON-KEOKUK, IA-IL-MO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LINN County
CEDAR RAPIDS, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LOUISA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LUCAS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LYON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MADISON County
DES MOINES-WEST DES MOINES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MAHASKA County
OSKALOOSA, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARION County
PELLA, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARSHALL County
MARSHALLTOWN, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MILLS County
OMAHA-COUNCIL BLUFFS, NE-IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MITCHELL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONONA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONROE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONTGOMERY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MUSCATINE County
MUSCATINE, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
O'BRIEN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OSCEOLA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PAGE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PALO ALTO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PLYMOUTH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
POCAHONTAS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
POLK County
DES MOINES-WEST DES MOINES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
POTTAWATTAMIE County
OMAHA-COUNCIL BLUFFS, NE-IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
POWESHIEK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RINGGOLD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SAC County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SCOTT County
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SHELBY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SIOUX County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
STORY County
AMES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TAMA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TAYLOR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
UNION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
VAN BUREN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WAPELLO County
OTTUMWA, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WARREN County
DES MOINES-WEST DES MOINES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WASHINGTON County
IOWA CITY, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WAYNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WEBSTER County
FORT DODGE, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WINNEBAGO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WINNESHIEK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WOODBURY County
SIOUX CITY, IA-NE-SD
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WORTH County
MASON CITY, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WRIGHT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760

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