One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in IOWA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan
USDA Loan - One-Time Close Construction Loan

2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in IOWA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

99 match(es) found

ADAIR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ADAMS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ALLAMAKEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
APPANOOSE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
AUDUBON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BENTON County
CEDAR RAPIDS, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BLACK HAWK County
WATERLOO-CEDAR FALLS, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BOONE County
AMES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BREMER County
WATERLOO-CEDAR FALLS, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BUCHANAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BUENA VISTA County
STORM LAKE, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BUTLER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CALHOUN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CARROLL County
CARROLL, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CASS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CEDAR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CERRO GORDO County
MASON CITY, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHEROKEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHICKASAW County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLARKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLAY County
SPENCER, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLAYTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLINTON County
CLINTON, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CRAWFORD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DALLAS County
DES MOINES-WEST DES MOINES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DAVIS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DECATUR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DELAWARE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DES MOINES County
BURLINGTON, IA-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DICKINSON County
SPIRIT LAKE, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DUBUQUE County
DUBUQUE, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
EMMET County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FAYETTE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FLOYD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FRANKLIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FREMONT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GREENE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GRUNDY County
WATERLOO-CEDAR FALLS, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GUTHRIE County
DES MOINES-WEST DES MOINES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HAMILTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HANCOCK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HARDIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HARRISON County
OMAHA-COUNCIL BLUFFS, NE-IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HENRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HOWARD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HUMBOLDT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
IDA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
IOWA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JACKSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JASPER County
DES MOINES-WEST DES MOINES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JEFFERSON County
FAIRFIELD, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JOHNSON County
IOWA CITY, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JONES County
CEDAR RAPIDS, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KEOKUK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KOSSUTH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEE County
FORT MADISON-KEOKUK, IA-IL-MO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LINN County
CEDAR RAPIDS, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LOUISA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LUCAS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LYON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MADISON County
DES MOINES-WEST DES MOINES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MAHASKA County
OSKALOOSA, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARION County
PELLA, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARSHALL County
MARSHALLTOWN, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MILLS County
OMAHA-COUNCIL BLUFFS, NE-IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MITCHELL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONONA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONROE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONTGOMERY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MUSCATINE County
MUSCATINE, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
O'BRIEN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OSCEOLA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PAGE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PALO ALTO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PLYMOUTH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
POCAHONTAS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
POLK County
DES MOINES-WEST DES MOINES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
POTTAWATTAMIE County
OMAHA-COUNCIL BLUFFS, NE-IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
POWESHIEK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RINGGOLD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SAC County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SCOTT County
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SHELBY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SIOUX County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
STORY County
AMES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TAMA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TAYLOR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
UNION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
VAN BUREN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WAPELLO County
OTTUMWA, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WARREN County
DES MOINES-WEST DES MOINES, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WASHINGTON County
IOWA CITY, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WAYNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WEBSTER County
FORT DODGE, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WINNEBAGO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WINNESHIEK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WOODBURY County
SIOUX CITY, IA-NE-SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WORTH County
MASON CITY, IA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WRIGHT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

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