One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in KENTUCKY tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
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2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in KENTUCKY Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

120 match(es) found

ADAIR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ALLEN County
BOWLING GREEN, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ANDERSON County
FRANKFORT, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BALLARD County
PADUCAH, KY-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BARREN County
GLASGOW, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BATH County
MOUNT STERLING, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BELL County
MIDDLESBOROUGH, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BOONE County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BOURBON County
LEXINGTON-FAYETTE, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BOYD County
HUNTINGTON-ASHLAND, WV-KY-OH
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BOYLE County
DANVILLE, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BRACKEN County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BREATHITT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BRECKINRIDGE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BULLITT County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $333,500
BUTLER County
BOWLING GREEN, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CALDWELL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CALLOWAY County
MURRAY, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CAMPBELL County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CARLISLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CARROLL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CARTER County
HUNTINGTON-ASHLAND, WV-KY-OH
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CASEY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHRISTIAN County
CLARKSVILLE, TN-KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLARK County
LEXINGTON-FAYETTE, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLAY County
LONDON, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLINTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CRITTENDEN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CUMBERLAND County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DAVIESS County
OWENSBORO, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
EDMONSON County
BOWLING GREEN, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ELLIOTT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ESTILL County
RICHMOND-BEREA, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FAYETTE County
LEXINGTON-FAYETTE, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FLEMING County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FLOYD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FRANKLIN County
FRANKFORT, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FULTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GALLATIN County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GARRARD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRANT County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRAVES County
MAYFIELD, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRAYSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GREEN County
CAMPBELLSVILLE, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GREENUP County
HUNTINGTON-ASHLAND, WV-KY-OH
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HANCOCK County
OWENSBORO, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HARDIN County
ELIZABETHTOWN-FORT KNOX, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HARLAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HARRISON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HART County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HENDERSON County
EVANSVILLE, IN-KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HENRY County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $333,500
HICKMAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HOPKINS County
MADISONVILLE, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JACKSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JEFFERSON County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $333,500
JESSAMINE County
LEXINGTON-FAYETTE, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JOHNSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KENTON County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KNOTT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KNOX County
LONDON, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LARUE County
ELIZABETHTOWN-FORT KNOX, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAUREL County
LONDON, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAWRENCE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LESLIE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LETCHER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LEWIS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LINCOLN County
DANVILLE, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LIVINGSTON County
PADUCAH, KY-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LOGAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LYON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MADISON County
RICHMOND-BEREA, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MAGOFFIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARSHALL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARTIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MASON County
MAYSVILLE, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MCCRACKEN County
PADUCAH, KY-IL
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MCCREARY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MCLEAN County
OWENSBORO, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MEADE County
ELIZABETHTOWN-FORT KNOX, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MENIFEE County
MOUNT STERLING, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MERCER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
METCALFE County
GLASGOW, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONROE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONTGOMERY County
MOUNT STERLING, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MORGAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MUHLENBERG County
CENTRAL CITY, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NELSON County
BARDSTOWN, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NICHOLAS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OHIO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OLDHAM County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $333,500
OWEN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OWSLEY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PENDLETON County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PERRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PIKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
POWELL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PULASKI County
SOMERSET, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROBERTSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROCKCASTLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROWAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RUSSELL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SCOTT County
LEXINGTON-FAYETTE, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SHELBY County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $333,500
SIMPSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SPENCER County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $333,500
TAYLOR County
CAMPBELLSVILLE, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TODD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TRIGG County
CLARKSVILLE, TN-KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TRIMBLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
UNION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WARREN County
BOWLING GREEN, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WASHINGTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WAYNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WEBSTER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WHITLEY County
LONDON, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WOLFE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WOODFORD County
LEXINGTON-FAYETTE, KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760

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