One-Time Close Loans | FHA and VA Construction Loans
Learn all about the VA and FHA versions of the One-Time Close Loan.

2023 FHA Construction Loan Limits in KENTUCKY tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2023 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in KENTUCKY Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2023, the FHA floor was set at $472,030 for single-family home loans. This lending limit covers most U.S. counties."

120 match(es) found

ADAIR County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ALLEN County
BOWLING GREEN, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ANDERSON County
FRANKFORT, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BALLARD County
PADUCAH, KY-IL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BARREN County
GLASGOW, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BATH County
MOUNT STERLING, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BELL County
MIDDLESBOROUGH, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BOONE County
CINCINNATI, OH-KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BOURBON County
LEXINGTON-FAYETTE, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BOYD County
HUNTINGTON-ASHLAND, WV-KY-OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BOYLE County
DANVILLE, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BRACKEN County
CINCINNATI, OH-KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BREATHITT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BRECKINRIDGE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BULLITT County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BUTLER County
BOWLING GREEN, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CALDWELL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CALLOWAY County
MURRAY, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CAMPBELL County
CINCINNATI, OH-KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CARLISLE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CARROLL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CARTER County
HUNTINGTON-ASHLAND, WV-KY-OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CASEY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHRISTIAN County
CLARKSVILLE, TN-KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLARK County
LEXINGTON-FAYETTE, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLAY County
LONDON, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLINTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CRITTENDEN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CUMBERLAND County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DAVIESS County
OWENSBORO, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
EDMONSON County
BOWLING GREEN, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ELLIOTT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ESTILL County
RICHMOND-BEREA, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FAYETTE County
LEXINGTON-FAYETTE, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FLEMING County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FLOYD County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FRANKLIN County
FRANKFORT, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FULTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GALLATIN County
CINCINNATI, OH-KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GARRARD County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GRANT County
CINCINNATI, OH-KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GRAVES County
MAYFIELD, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GRAYSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GREEN County
CAMPBELLSVILLE, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GREENUP County
HUNTINGTON-ASHLAND, WV-KY-OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HANCOCK County
OWENSBORO, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HARDIN County
ELIZABETHTOWN-FORT KNOX, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HARLAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HARRISON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HART County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HENDERSON County
EVANSVILLE, IN-KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HENRY County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HICKMAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HOPKINS County
MADISONVILLE, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JACKSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JEFFERSON County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JESSAMINE County
LEXINGTON-FAYETTE, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JOHNSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
KENTON County
CINCINNATI, OH-KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
KNOTT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
KNOX County
LONDON, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LARUE County
ELIZABETHTOWN-FORT KNOX, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAUREL County
LONDON, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAWRENCE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LESLIE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LETCHER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEWIS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LINCOLN County
DANVILLE, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LIVINGSTON County
PADUCAH, KY-IL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LOGAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LYON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MADISON County
RICHMOND-BEREA, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MAGOFFIN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARION County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARSHALL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARTIN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MASON County
MAYSVILLE, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MCCRACKEN County
PADUCAH, KY-IL
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MCCREARY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MCLEAN County
OWENSBORO, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MEADE County
ELIZABETHTOWN-FORT KNOX, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MENIFEE County
MOUNT STERLING, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MERCER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
METCALFE County
GLASGOW, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONROE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONTGOMERY County
MOUNT STERLING, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MORGAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MUHLENBERG County
CENTRAL CITY, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
NELSON County
BARDSTOWN, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
NICHOLAS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
OHIO County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
OLDHAM County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
OWEN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
OWSLEY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PENDLETON County
CINCINNATI, OH-KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PERRY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PIKE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
POWELL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PULASKI County
SOMERSET, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ROBERTSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ROCKCASTLE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ROWAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RUSSELL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SCOTT County
LEXINGTON-FAYETTE, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SHELBY County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SIMPSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SPENCER County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TAYLOR County
CAMPBELLSVILLE, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TODD County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TRIGG County
CLARKSVILLE, TN-KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TRIMBLE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
UNION County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WARREN County
BOWLING GREEN, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WASHINGTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WAYNE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WEBSTER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WHITLEY County
LONDON, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WOLFE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WOODFORD County
LEXINGTON-FAYETTE, KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030

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