2021 FHA Loan Limits and VA Lender Limits
Limits for Single Family Home Loans in MARYLAND Counties
The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.
Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.
24 match(es) found
| ALLEGANY County CUMBERLAND, MD-WV |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| ANNE ARUNDEL County BALTIMORE-COLUMBIA-TOWSON, MD |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $538,200 | ||
| BALTIMORE County BALTIMORE-COLUMBIA-TOWSON, MD |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $538,200 | ||
| BALTIMORE CITY County BALTIMORE-COLUMBIA-TOWSON, MD |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $538,200 | ||
| CALVERT County WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| CAROLINE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CARROLL County BALTIMORE-COLUMBIA-TOWSON, MD |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $538,200 | ||
| CECIL County PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $431,250 | ||
| CHARLES County WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| DORCHESTER County CAMBRIDGE, MD |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| FREDERICK County WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| GARRETT County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HARFORD County BALTIMORE-COLUMBIA-TOWSON, MD |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $538,200 | ||
| HOWARD County BALTIMORE-COLUMBIA-TOWSON, MD |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $538,200 | ||
| KENT County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MONTGOMERY County WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| PRINCE GEORGE'S County WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| QUEEN ANNE'S County BALTIMORE-COLUMBIA-TOWSON, MD |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $538,200 | ||
| SOMERSET County SALISBURY, MD-DE |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| ST. MARY'S County CALIFORNIA-LEXINGTON PARK, MD |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| TALBOT County EASTON, MD |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $408,250 | ||
| WASHINGTON County HAGERSTOWN-MARTINSBURG, MD-WV |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WICOMICO County SALISBURY, MD-DE |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WORCESTER County SALISBURY, MD-DE |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
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