One-Time Close Loans | FHA, VA, and USDA
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2020 FHA Loan Limits in MARYLAND tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in MARYLAND Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

24 match(es) found

ALLEGANY County
CUMBERLAND, MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ANNE ARUNDEL County
BALTIMORE-COLUMBIA-TOWSON, MD
VA Lender Limit FHA Loan Limit
$1,000,000 $520,950
BALTIMORE County
BALTIMORE-COLUMBIA-TOWSON, MD
VA Lender Limit FHA Loan Limit
$1,000,000 $520,950
BALTIMORE CITY County
BALTIMORE-COLUMBIA-TOWSON, MD
VA Lender Limit FHA Loan Limit
$1,000,000 $520,950
CALVERT County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
CAROLINE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CARROLL County
BALTIMORE-COLUMBIA-TOWSON, MD
VA Lender Limit FHA Loan Limit
$1,000,000 $520,950
CECIL County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Lender Limit FHA Loan Limit
$1,000,000 $408,250
CHARLES County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
DORCHESTER County
CAMBRIDGE, MD
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FREDERICK County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
GARRETT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HARFORD County
BALTIMORE-COLUMBIA-TOWSON, MD
VA Lender Limit FHA Loan Limit
$1,000,000 $520,950
HOWARD County
BALTIMORE-COLUMBIA-TOWSON, MD
VA Lender Limit FHA Loan Limit
$1,000,000 $520,950
KENT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONTGOMERY County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
PRINCE GEORGE'S County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
QUEEN ANNE'S County
BALTIMORE-COLUMBIA-TOWSON, MD
VA Lender Limit FHA Loan Limit
$1,000,000 $520,950
SOMERSET County
SALISBURY, MD-DE
VA Lender Limit FHA Loan Limit
$1,000,000 $345,000
ST. MARY'S County
CALIFORNIA-LEXINGTON PARK, MD
VA Lender Limit FHA Loan Limit
$1,000,000 $347,300
TALBOT County
EASTON, MD
VA Lender Limit FHA Loan Limit
$1,000,000 $382,950
WASHINGTON County
HAGERSTOWN-MARTINSBURG, MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WICOMICO County
SALISBURY, MD-DE
VA Lender Limit FHA Loan Limit
$1,000,000 $345,000
WORCESTER County
SALISBURY, MD-DE
VA Lender Limit FHA Loan Limit
$1,000,000 $345,000

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