2021 FHA Loan Limits and VA Lender Limits
Limits for Single Family Home Loans in MASSACHUSETTS Counties
The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.
Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.
14 match(es) found
| BARNSTABLE County BARNSTABLE TOWN, MA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $506,000 | ||
| BERKSHIRE County PITTSFIELD, MA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| BRISTOL County PROVIDENCE-WARWICK, RI-MA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $506,000 | ||
| DUKES County VINEYARD HAVEN, MA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| ESSEX County BOSTON-CAMBRIDGE-NEWTON, MA-NH |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $724,500 | ||
| FRANKLIN County SPRINGFIELD, MA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HAMPDEN County SPRINGFIELD, MA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HAMPSHIRE County SPRINGFIELD, MA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MIDDLESEX County BOSTON-CAMBRIDGE-NEWTON, MA-NH |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $724,500 | ||
| NANTUCKET County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| NORFOLK County BOSTON-CAMBRIDGE-NEWTON, MA-NH |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $724,500 | ||
| PLYMOUTH County BOSTON-CAMBRIDGE-NEWTON, MA-NH |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $724,500 | ||
| SUFFOLK County BOSTON-CAMBRIDGE-NEWTON, MA-NH |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $724,500 | ||
| WORCESTER County WORCESTER, MA-CT |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $364,550 | ||
Do you know what's on your credit report?
Learn what your score means.
