One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in MICHIGAN tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in MICHIGAN Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

83 match(es) found

ALCONA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ALGER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ALLEGAN County
HOLLAND, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ALPENA County
ALPENA, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ANTRIM County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ARENAC County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BARAGA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BARRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BAY County
BAY CITY, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BENZIE County
TRAVERSE CITY, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BERRIEN County
NILES, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BRANCH County
COLDWATER, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CALHOUN County
BATTLE CREEK, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CASS County
SOUTH BEND-MISHAWAKA, IN-MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHARLEVOIX County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHEBOYGAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHIPPEWA County
SAULT STE. MARIE, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLARE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLINTON County
LANSING-EAST LANSING, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CRAWFORD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DELTA County
ESCANABA, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DICKINSON County
IRON MOUNTAIN, MI-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
EATON County
LANSING-EAST LANSING, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
EMMET County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GENESEE County
FLINT, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GLADWIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GOGEBIC County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRAND TRAVERSE County
TRAVERSE CITY, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRATIOT County
ALMA, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HILLSDALE County
HILLSDALE, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HOUGHTON County
HOUGHTON, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HURON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
INGHAM County
LANSING-EAST LANSING, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
IONIA County
GRAND RAPIDS-KENTWOOD, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
IOSCO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
IRON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ISABELLA County
MOUNT PLEASANT, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JACKSON County
JACKSON, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KALAMAZOO County
KALAMAZOO-PORTAGE, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KALKASKA County
TRAVERSE CITY, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KENT County
GRAND RAPIDS-KENTWOOD, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KEWEENAW County
HOUGHTON, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAPEER County
DETROIT-WARREN-DEARBORN, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LEELANAU County
TRAVERSE CITY, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LENAWEE County
ADRIAN, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LIVINGSTON County
DETROIT-WARREN-DEARBORN, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LUCE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MACKINAC County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MACOMB County
DETROIT-WARREN-DEARBORN, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MANISTEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARQUETTE County
MARQUETTE, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MASON County
LUDINGTON, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MECOSTA County
BIG RAPIDS, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MENOMINEE County
MARINETTE, WI-MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MIDLAND County
MIDLAND, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MISSAUKEE County
CADILLAC, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONROE County
MONROE, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONTCALM County
GRAND RAPIDS-KENTWOOD, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONTMORENCY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MUSKEGON County
MUSKEGON, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NEWAYGO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OAKLAND County
DETROIT-WARREN-DEARBORN, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OCEANA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OGEMAW County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ONTONAGON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OSCEOLA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OSCODA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OTSEGO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OTTAWA County
GRAND RAPIDS-KENTWOOD, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PRESQUE ISLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROSCOMMON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SAGINAW County
SAGINAW, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SANILAC County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SCHOOLCRAFT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SHIAWASSEE County
LANSING-EAST LANSING, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ST. CLAIR County
DETROIT-WARREN-DEARBORN, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ST. JOSEPH County
STURGIS, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TUSCOLA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
VAN BUREN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WASHTENAW County
ANN ARBOR, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WAYNE County
DETROIT-WARREN-DEARBORN, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WEXFORD County
CADILLAC, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760

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