One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in MICHIGAN tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in MICHIGAN Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

83 match(es) found

ALCONA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ALGER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ALLEGAN County
HOLLAND, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ALPENA County
ALPENA, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ANTRIM County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ARENAC County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BARAGA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BARRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BAY County
BAY CITY, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BENZIE County
TRAVERSE CITY, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BERRIEN County
NILES, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BRANCH County
COLDWATER, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CALHOUN County
BATTLE CREEK, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CASS County
SOUTH BEND-MISHAWAKA, IN-MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHARLEVOIX County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHEBOYGAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHIPPEWA County
SAULT STE. MARIE, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLARE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLINTON County
LANSING-EAST LANSING, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CRAWFORD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DELTA County
ESCANABA, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DICKINSON County
IRON MOUNTAIN, MI-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
EATON County
LANSING-EAST LANSING, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
EMMET County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GENESEE County
FLINT, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GLADWIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GOGEBIC County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GRAND TRAVERSE County
TRAVERSE CITY, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GRATIOT County
ALMA, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HILLSDALE County
HILLSDALE, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HOUGHTON County
HOUGHTON, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HURON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
INGHAM County
LANSING-EAST LANSING, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
IONIA County
GRAND RAPIDS-KENTWOOD, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
IOSCO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
IRON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ISABELLA County
MOUNT PLEASANT, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JACKSON County
JACKSON, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KALAMAZOO County
KALAMAZOO-PORTAGE, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KALKASKA County
TRAVERSE CITY, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KENT County
GRAND RAPIDS-KENTWOOD, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KEWEENAW County
HOUGHTON, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAPEER County
DETROIT-WARREN-DEARBORN, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEELANAU County
TRAVERSE CITY, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LENAWEE County
ADRIAN, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LIVINGSTON County
DETROIT-WARREN-DEARBORN, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LUCE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MACKINAC County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MACOMB County
DETROIT-WARREN-DEARBORN, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MANISTEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARQUETTE County
MARQUETTE, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MASON County
LUDINGTON, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MECOSTA County
BIG RAPIDS, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MENOMINEE County
MARINETTE, WI-MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MIDLAND County
MIDLAND, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MISSAUKEE County
CADILLAC, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONROE County
MONROE, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONTCALM County
GRAND RAPIDS-KENTWOOD, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONTMORENCY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MUSKEGON County
MUSKEGON, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
NEWAYGO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OAKLAND County
DETROIT-WARREN-DEARBORN, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OCEANA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OGEMAW County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ONTONAGON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OSCEOLA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OSCODA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OTSEGO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OTTAWA County
GRAND RAPIDS-KENTWOOD, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PRESQUE ISLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ROSCOMMON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SAGINAW County
SAGINAW, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SANILAC County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SCHOOLCRAFT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SHIAWASSEE County
LANSING-EAST LANSING, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ST. CLAIR County
DETROIT-WARREN-DEARBORN, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ST. JOSEPH County
STURGIS, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TUSCOLA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
VAN BUREN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WASHTENAW County
ANN ARBOR, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WAYNE County
DETROIT-WARREN-DEARBORN, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WEXFORD County
CADILLAC, MI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

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