One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in MINNESOTA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in MINNESOTA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

87 match(es) found

AITKIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ANOKA County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
BECKER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BELTRAMI County
BEMIDJI, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BENTON County
ST. CLOUD, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BIG STONE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BLUE EARTH County
MANKATO, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BROWN County
NEW ULM, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CARLTON County
DULUTH, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CARVER County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
CASS County
BRAINERD, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHIPPEWA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHISAGO County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
CLAY County
FARGO, ND-MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLEARWATER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COOK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COTTONWOOD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CROW WING County
BRAINERD, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DAKOTA County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
DODGE County
ROCHESTER, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DOUGLAS County
ALEXANDRIA, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FARIBAULT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FILLMORE County
ROCHESTER, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FREEBORN County
ALBERT LEA, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GOODHUE County
RED WING, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GRANT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HENNEPIN County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
HOUSTON County
LA CROSSE-ONALASKA, WI-MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HUBBARD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ISANTI County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
ITASCA County
GRAND RAPIDS, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JACKSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KANABEC County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KANDIYOHI County
WILLMAR, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KITTSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KOOCHICHING County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAC QUI PARLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAKE County
DULUTH, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAKE OF THE WOO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LE SUEUR County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
LINCOLN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LYON County
MARSHALL, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MAHNOMEN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARSHALL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARTIN County
FAIRMONT, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MCLEOD County
HUTCHINSON, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MEEKER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MILLE LACS County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
MORRISON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MOWER County
AUSTIN, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MURRAY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
NICOLLET County
MANKATO, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
NOBLES County
WORTHINGTON, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
NORMAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OLMSTED County
ROCHESTER, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OTTER TAIL County
FERGUS FALLS, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PENNINGTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PINE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PIPESTONE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
POLK County
GRAND FORKS, ND-MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
POPE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RAMSEY County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
RED LAKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
REDWOOD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RENVILLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RICE County
FARIBAULT-NORTHFIELD, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ROCK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ROSEAU County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SCOTT County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
SHERBURNE County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
SIBLEY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ST. LOUIS County
DULUTH, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
STEARNS County
ST. CLOUD, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
STEELE County
OWATONNA, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
STEVENS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SWIFT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TODD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TRAVERSE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WABASHA County
ROCHESTER, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WADENA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WASECA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WASHINGTON County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
WATONWAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WILKIN County
WAHPETON, ND-MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WINONA County
WINONA, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WRIGHT County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
YELLOW MEDICINE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

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