One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in MINNESOTA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in MINNESOTA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

87 match(es) found

AITKIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ANOKA County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $382,950
BECKER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BELTRAMI County
BEMIDJI, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BENTON County
ST. CLOUD, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BIG STONE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BLUE EARTH County
MANKATO, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BROWN County
NEW ULM, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CARLTON County
DULUTH, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CARVER County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $382,950
CASS County
BRAINERD, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHIPPEWA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHISAGO County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $382,950
CLAY County
FARGO, ND-MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLEARWATER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COOK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COTTONWOOD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CROW WING County
BRAINERD, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DAKOTA County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $382,950
DODGE County
ROCHESTER, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DOUGLAS County
ALEXANDRIA, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FARIBAULT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FILLMORE County
ROCHESTER, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FREEBORN County
ALBERT LEA, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GOODHUE County
RED WING, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRANT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HENNEPIN County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $382,950
HOUSTON County
LA CROSSE-ONALASKA, WI-MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HUBBARD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ISANTI County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $382,950
ITASCA County
GRAND RAPIDS, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JACKSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KANABEC County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KANDIYOHI County
WILLMAR, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KITTSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KOOCHICHING County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAC QUI PARLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAKE County
DULUTH, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAKE OF THE WOO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LE SUEUR County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $382,950
LINCOLN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LYON County
MARSHALL, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MAHNOMEN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARSHALL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARTIN County
FAIRMONT, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MCLEOD County
HUTCHINSON, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MEEKER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MILLE LACS County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $382,950
MORRISON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MOWER County
AUSTIN, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MURRAY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NICOLLET County
MANKATO, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NOBLES County
WORTHINGTON, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NORMAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OLMSTED County
ROCHESTER, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OTTER TAIL County
FERGUS FALLS, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PENNINGTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PINE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PIPESTONE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
POLK County
GRAND FORKS, ND-MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
POPE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RAMSEY County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $382,950
RED LAKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
REDWOOD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RENVILLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RICE County
FARIBAULT-NORTHFIELD, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROCK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROSEAU County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SCOTT County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $382,950
SHERBURNE County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $382,950
SIBLEY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ST. LOUIS County
DULUTH, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
STEARNS County
ST. CLOUD, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
STEELE County
OWATONNA, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
STEVENS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SWIFT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TODD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TRAVERSE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WABASHA County
ROCHESTER, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WADENA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WASECA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WASHINGTON County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $382,950
WATONWAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WILKIN County
WAHPETON, ND-MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WINONA County
WINONA, MN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WRIGHT County
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
VA Lender Limit FHA Loan Limit
$1,000,000 $382,950
YELLOW MEDICINE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760

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