One-Time Close Loans | FHA and VA Construction Loans
Learn all about the VA and FHA versions of the One-Time Close Loan.

2023 FHA Construction Loan Limits in MISSISSIPPI tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2023 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in MISSISSIPPI Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2023, the FHA floor was set at $472,030 for single-family home loans. This lending limit covers most U.S. counties."

82 match(es) found

ADAMS County
NATCHEZ, MS-LA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ALCORN County
CORINTH, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
AMITE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ATTALA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BENTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BOLIVAR County
CLEVELAND, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CALHOUN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CARROLL County
GREENWOOD, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHICKASAW County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHOCTAW County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLAIBORNE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLARKE County
MERIDIAN, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLAY County
WEST POINT, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COAHOMA County
CLARKSDALE, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COPIAH County
JACKSON, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COVINGTON County
HATTIESBURG, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DESOTO County
MEMPHIS, TN-MS-AR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FORREST County
HATTIESBURG, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FRANKLIN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GEORGE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GREENE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GRENADA County
GRENADA, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HANCOCK County
GULFPORT-BILOXI, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HARRISON County
GULFPORT-BILOXI, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HINDS County
JACKSON, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HOLMES County
JACKSON, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HUMPHREYS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ISSAQUENA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ITAWAMBA County
TUPELO, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JACKSON County
GULFPORT-BILOXI, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JASPER County
LAUREL, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JEFFERSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JEFFERSON DAVIS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JONES County
LAUREL, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
KEMPER County
MERIDIAN, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAFAYETTE County
OXFORD, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAMAR County
HATTIESBURG, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAUDERDALE County
MERIDIAN, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAWRENCE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEAKE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEE County
TUPELO, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEFLORE County
GREENWOOD, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LINCOLN County
BROOKHAVEN, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LOWNDES County
COLUMBUS, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MADISON County
JACKSON, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARION County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARSHALL County
MEMPHIS, TN-MS-AR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONROE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONTGOMERY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
NESHOBA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
NEWTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
NOXUBEE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
OKTIBBEHA County
STARKVILLE, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PANOLA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PEARL RIVER County
PICAYUNE, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PERRY County
HATTIESBURG, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PIKE County
MCCOMB, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PONTOTOC County
TUPELO, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PRENTISS County
TUPELO, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
QUITMAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RANKIN County
JACKSON, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SCOTT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SHARKEY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SIMPSON County
JACKSON, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SMITH County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
STONE County
GULFPORT-BILOXI, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SUNFLOWER County
INDIANOLA, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TALLAHATCHIE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TATE County
MEMPHIS, TN-MS-AR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TIPPAH County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TISHOMINGO County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TUNICA County
MEMPHIS, TN-MS-AR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
UNION County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WALTHALL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WARREN County
VICKSBURG, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WASHINGTON County
GREENVILLE, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WAYNE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WEBSTER County
STARKVILLE, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WILKINSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WINSTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
YALOBUSHA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
YAZOO County
JACKSON, MS
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030

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