One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in MISSISSIPPI tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

- Build a Home on Your Own Lot -
VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan
USDA Loan - One-Time Close Construction Loan

2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in MISSISSIPPI Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

Apply Now for Your One-Time Close Constuction Loan
"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

82 match(es) found

ADAMS County
NATCHEZ, MS-LA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ALCORN County
CORINTH, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
AMITE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ATTALA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BENTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BOLIVAR County
CLEVELAND, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CALHOUN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CARROLL County
GREENWOOD, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHICKASAW County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHOCTAW County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLAIBORNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLARKE County
MERIDIAN, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLAY County
WEST POINT, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COAHOMA County
CLARKSDALE, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COPIAH County
JACKSON, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COVINGTON County
HATTIESBURG, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DESOTO County
MEMPHIS, TN-MS-AR
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FORREST County
HATTIESBURG, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FRANKLIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GEORGE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GREENE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GRENADA County
GRENADA, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HANCOCK County
GULFPORT-BILOXI, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HARRISON County
GULFPORT-BILOXI, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HINDS County
JACKSON, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HOLMES County
JACKSON, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HUMPHREYS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ISSAQUENA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ITAWAMBA County
TUPELO, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JACKSON County
GULFPORT-BILOXI, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JASPER County
LAUREL, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JEFFERSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JEFFERSON DAVIS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JONES County
LAUREL, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KEMPER County
MERIDIAN, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAFAYETTE County
OXFORD, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAMAR County
HATTIESBURG, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAUDERDALE County
MERIDIAN, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAWRENCE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEAKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEE County
TUPELO, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEFLORE County
GREENWOOD, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LINCOLN County
BROOKHAVEN, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LOWNDES County
COLUMBUS, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MADISON County
JACKSON, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARSHALL County
MEMPHIS, TN-MS-AR
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONROE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONTGOMERY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
NESHOBA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
NEWTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
NOXUBEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OKTIBBEHA County
STARKVILLE, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PANOLA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PEARL RIVER County
PICAYUNE, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PERRY County
HATTIESBURG, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PIKE County
MCCOMB, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PONTOTOC County
TUPELO, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PRENTISS County
TUPELO, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
QUITMAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RANKIN County
JACKSON, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SCOTT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SHARKEY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SIMPSON County
JACKSON, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SMITH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
STONE County
GULFPORT-BILOXI, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SUNFLOWER County
INDIANOLA, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TALLAHATCHIE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TATE County
MEMPHIS, TN-MS-AR
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TIPPAH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TISHOMINGO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TUNICA County
MEMPHIS, TN-MS-AR
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
UNION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WALTHALL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WARREN County
VICKSBURG, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WASHINGTON County
GREENVILLE, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WAYNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WEBSTER County
STARKVILLE, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WILKINSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WINSTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
YALOBUSHA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
YAZOO County
JACKSON, MS
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

See Your Credit Scores From All 3 Bureaus

Do you know what's on your credit report?

Learn what your score means.

Your Scores Now

OneTimeClose.com is not a government agency. We do not offer or have any affiliation with loan modification, foreclosure prevention, payday loan, or short term loan services. Neither OneTimeClose.com nor its advertisers charge a fee or require anything other than a submission of qualifying information for comparison shopping ads. We do not ask users to surrender or transfer title. We do not ask users to bypass their lender. We encourage users to contact their lawyers, credit counselors, lenders, and housing counselors.

SecureRights Advertiser Contact Information

One and Won is a registered trademark of Texcorp Mortgage Bankers, Inc.