2021 FHA Loan Limits and VA Lender Limits
Limits for Single Family Home Loans in NEW JERSEY Counties
The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.
Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.
21 match(es) found
| ATLANTIC County ATLANTIC CITY-HAMMONTON, NJ |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| BERGEN County NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| BURLINGTON County PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $431,250 | ||
| CAMDEN County PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $431,250 | ||
| CAPE MAY County OCEAN CITY, NJ |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $431,250 | ||
| CUMBERLAND County VINELAND-BRIDGETON, NJ |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| ESSEX County NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| GLOUCESTER County PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $431,250 | ||
| HUDSON County NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| HUNTERDON County NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| MERCER County TRENTON-PRINCETON, NJ |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MIDDLESEX County NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| MONMOUTH County NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| MORRIS County NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| OCEAN County NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| PASSAIC County NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| SALEM County PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $431,250 | ||
| SOMERSET County NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| SUSSEX County NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| UNION County NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $822,375 | ||
| WARREN County ALLENTOWN-BETHLEHEM-EASTON, PA-NJ |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $372,600 | ||
Do you know what's on your credit report?
Learn what your score means.
