One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in NEW YORK tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

- Build a Home on Your Own Lot -
VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan
USDA Loan - One-Time Close Construction Loan

2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in NEW YORK Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

Apply Now for Your One-Time Close Constuction Loan
"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

62 match(es) found

ALBANY County
ALBANY-SCHENECTADY-TROY, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ALLEGANY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BRONX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
BROOME County
BINGHAMTON, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CATTARAUGUS County
OLEAN, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CAYUGA County
AUBURN, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHAUTAUQUA County
JAMESTOWN-DUNKIRK-FREDONIA, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHEMUNG County
ELMIRA, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHENANGO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLINTON County
PLATTSBURGH, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COLUMBIA County
HUDSON, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CORTLAND County
CORTLAND, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DELAWARE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DUTCHESS County
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $356,500
ERIE County
BUFFALO-CHEEKTOWAGA, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ESSEX County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FRANKLIN County
MALONE, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FULTON County
GLOVERSVILLE, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GENESEE County
BATAVIA, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GREENE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HAMILTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HERKIMER County
UTICA-ROME, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JEFFERSON County
WATERTOWN-FORT DRUM, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KINGS County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
LEWIS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LIVINGSTON County
ROCHESTER, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MADISON County
SYRACUSE, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONROE County
ROCHESTER, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONTGOMERY County
AMSTERDAM, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NASSAU County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
NEW YORK County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
NIAGARA County
BUFFALO-CHEEKTOWAGA, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ONEIDA County
UTICA-ROME, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ONONDAGA County
SYRACUSE, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ONTARIO County
ROCHESTER, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ORANGE County
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $356,500
ORLEANS County
ROCHESTER, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OSWEGO County
SYRACUSE, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OTSEGO County
ONEONTA, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PUTNAM County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
QUEENS County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
RENSSELAER County
ALBANY-SCHENECTADY-TROY, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RICHMOND County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
ROCKLAND County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
SARATOGA County
ALBANY-SCHENECTADY-TROY, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SCHENECTADY County
ALBANY-SCHENECTADY-TROY, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SCHOHARIE County
ALBANY-SCHENECTADY-TROY, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SCHUYLER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SENECA County
SENECA FALLS, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ST. LAWRENCE County
OGDENSBURG-MASSENA, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
STEUBEN County
CORNING, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SUFFOLK County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
SULLIVAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TIOGA County
BINGHAMTON, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TOMPKINS County
ITHACA, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ULSTER County
KINGSTON, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WARREN County
GLENS FALLS, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WASHINGTON County
GLENS FALLS, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WAYNE County
ROCHESTER, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WESTCHESTER County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
WYOMING County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
YATES County
ROCHESTER, NY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760

See Your Credit Scores From All 3 Bureaus

Do you know what's on your credit report?

Learn what your score means.

Your Scores Now

OneTimeClose.com is not a government agency. We do not offer or have any affiliation with loan modification, foreclosure prevention, payday loan, or short term loan services. Neither OneTimeClose.com nor its advertisers charge a fee or require anything other than a submission of qualifying information for comparison shopping ads. We do not ask users to surrender or transfer title. We do not ask users to bypass their lender. We encourage users to contact their lawyers, credit counselors, lenders, and housing counselors.

SecureRights Advertiser Contact Information

One and Won is a registered trademark of Texcorp Mortgage Bankers, Inc.