One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in NORTH CAROLINA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
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2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in NORTH CAROLINA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

100 match(es) found

ALAMANCE County
BURLINGTON, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ALEXANDER County
HICKORY-LENOIR-MORGANTON, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ALLEGHANY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ANSON County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ASHE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
AVERY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BEAUFORT County
WASHINGTON, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BERTIE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BLADEN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BRUNSWICK County
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BUNCOMBE County
ASHEVILLE, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BURKE County
HICKORY-LENOIR-MORGANTON, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CABARRUS County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CALDWELL County
HICKORY-LENOIR-MORGANTON, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CAMDEN County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
CARTERET County
MOREHEAD CITY, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CASWELL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CATAWBA County
HICKORY-LENOIR-MORGANTON, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHATHAM County
DURHAM-CHAPEL HILL, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $414,000
CHEROKEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHOWAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLAY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLEVELAND County
SHELBY, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COLUMBUS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CRAVEN County
NEW BERN, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CUMBERLAND County
FAYETTEVILLE, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CURRITUCK County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
DARE County
KILL DEVIL HILLS, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $391,000
DAVIDSON County
WINSTON-SALEM, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DAVIE County
WINSTON-SALEM, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DUPLIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DURHAM County
DURHAM-CHAPEL HILL, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $414,000
EDGECOMBE County
ROCKY MOUNT, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FORSYTH County
WINSTON-SALEM, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FRANKLIN County
RALEIGH-CARY, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $353,050
GASTON County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GATES County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
GRAHAM County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRANVILLE County
DURHAM-CHAPEL HILL, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $414,000
GREENE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GUILFORD County
GREENSBORO-HIGH POINT, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HALIFAX County
ROANOKE RAPIDS, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HARNETT County
FAYETTEVILLE, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HAYWOOD County
ASHEVILLE, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HENDERSON County
ASHEVILLE, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HERTFORD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HOKE County
FAYETTEVILLE, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HYDE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $483,000
IREDELL County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JACKSON County
CULLOWHEE, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JOHNSTON County
RALEIGH-CARY, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $353,050
JONES County
NEW BERN, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LEE County
SANFORD, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LENOIR County
KINSTON, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LINCOLN County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MACON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MADISON County
ASHEVILLE, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARTIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MCDOWELL County
MARION, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MECKLENBURG County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MITCHELL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONTGOMERY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MOORE County
PINEHURST-SOUTHERN PINES, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NASH County
ROCKY MOUNT, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NEW HANOVER County
WILMINGTON, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NORTHAMPTON County
ROANOKE RAPIDS, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ONSLOW County
JACKSONVILLE, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ORANGE County
DURHAM-CHAPEL HILL, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $414,000
PAMLICO County
NEW BERN, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PASQUOTANK County
ELIZABETH CITY, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
PENDER County
WILMINGTON, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PERQUIMANS County
ELIZABETH CITY, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
PERSON County
DURHAM-CHAPEL HILL, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $414,000
PITT County
GREENVILLE, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
POLK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RANDOLPH County
GREENSBORO-HIGH POINT, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RICHMOND County
ROCKINGHAM, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROBESON County
LUMBERTON, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROCKINGHAM County
GREENSBORO-HIGH POINT, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROWAN County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RUTHERFORD County
FOREST CITY, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SAMPSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SCOTLAND County
LAURINBURG, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
STANLY County
ALBEMARLE, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
STOKES County
WINSTON-SALEM, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SURRY County
MOUNT AIRY, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SWAIN County
CULLOWHEE, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TRANSYLVANIA County
BREVARD, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TYRRELL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
UNION County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
VANCE County
HENDERSON, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WAKE County
RALEIGH-CARY, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $353,050
WARREN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WASHINGTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WATAUGA County
BOONE, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WAYNE County
GOLDSBORO, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WILKES County
NORTH WILKESBORO, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WILSON County
WILSON, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
YADKIN County
WINSTON-SALEM, NC
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
YANCEY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760

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