One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in OHIO tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in OHIO Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

88 match(es) found

ADAMS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ALLEN County
LIMA, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ASHLAND County
ASHLAND, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ASHTABULA County
ASHTABULA, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ATHENS County
ATHENS, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
AUGLAIZE County
WAPAKONETA, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BELMONT County
WHEELING, WV-OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BROWN County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BUTLER County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CARROLL County
CANTON-MASSILLON, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHAMPAIGN County
URBANA, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLARK County
SPRINGFIELD, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLERMONT County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLINTON County
WILMINGTON, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COLUMBIANA County
SALEM, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COSHOCTON County
COSHOCTON, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CRAWFORD County
BUCYRUS-GALION, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CUYAHOGA County
CLEVELAND-ELYRIA, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DARKE County
GREENVILLE, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DEFIANCE County
DEFIANCE, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DELAWARE County
COLUMBUS, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $397,900
ERIE County
SANDUSKY, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FAIRFIELD County
COLUMBUS, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $397,900
FAYETTE County
WASHINGTON COURT HOUSE, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FRANKLIN County
COLUMBUS, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $397,900
FULTON County
TOLEDO, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GALLIA County
POINT PLEASANT, WV-OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GEAUGA County
CLEVELAND-ELYRIA, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GREENE County
DAYTON-KETTERING, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GUERNSEY County
CAMBRIDGE, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HAMILTON County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HANCOCK County
FINDLAY, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HARDIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HARRISON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HENRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HIGHLAND County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HOCKING County
COLUMBUS, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $397,900
HOLMES County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HURON County
NORWALK, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JACKSON County
JACKSON, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JEFFERSON County
WEIRTON-STEUBENVILLE, WV-OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KNOX County
MOUNT VERNON, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAKE County
CLEVELAND-ELYRIA, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAWRENCE County
HUNTINGTON-ASHLAND, WV-KY-OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LICKING County
COLUMBUS, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $397,900
LOGAN County
BELLEFONTAINE, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LORAIN County
CLEVELAND-ELYRIA, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LUCAS County
TOLEDO, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MADISON County
COLUMBUS, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $397,900
MAHONING County
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARION County
MARION, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MEDINA County
CLEVELAND-ELYRIA, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MEIGS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MERCER County
CELINA, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MIAMI County
DAYTON-KETTERING, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONROE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONTGOMERY County
DAYTON-KETTERING, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MORGAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MORROW County
COLUMBUS, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $397,900
MUSKINGUM County
ZANESVILLE, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
NOBLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OTTAWA County
TOLEDO, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PAULDING County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PERRY County
COLUMBUS, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $397,900
PICKAWAY County
COLUMBUS, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $397,900
PIKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PORTAGE County
AKRON, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PREBLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PUTNAM County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RICHLAND County
MANSFIELD, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ROSS County
CHILLICOTHE, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SANDUSKY County
FREMONT, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SCIOTO County
PORTSMOUTH, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SENECA County
TIFFIN, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SHELBY County
SIDNEY, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
STARK County
CANTON-MASSILLON, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SUMMIT County
AKRON, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TRUMBULL County
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TUSCARAWAS County
NEW PHILADELPHIA-DOVER, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
UNION County
COLUMBUS, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $397,900
VAN WERT County
VAN WERT, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
VINTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WARREN County
CINCINNATI, OH-KY-IN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WASHINGTON County
MARIETTA, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WAYNE County
WOOSTER, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WILLIAMS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WOOD County
TOLEDO, OH
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WYANDOT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

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