One-Time Close Loans | FHA and VA Construction Loans
Learn all about the VA and FHA versions of the One-Time Close Loan.

2023 FHA Construction Loan Limits in OHIO tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2023 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in OHIO Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

Apply Now for Your One-Time Close Constuction Loan
"For 2023, the FHA floor was set at $472,030 for single-family home loans. This lending limit covers most U.S. counties."

88 match(es) found

ADAMS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ALLEN County
LIMA, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ASHLAND County
ASHLAND, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ASHTABULA County
ASHTABULA, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ATHENS County
ATHENS, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
AUGLAIZE County
WAPAKONETA, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BELMONT County
WHEELING, WV-OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BROWN County
CINCINNATI, OH-KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BUTLER County
CINCINNATI, OH-KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CARROLL County
CANTON-MASSILLON, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHAMPAIGN County
URBANA, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLARK County
SPRINGFIELD, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLERMONT County
CINCINNATI, OH-KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLINTON County
WILMINGTON, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COLUMBIANA County
SALEM, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COSHOCTON County
COSHOCTON, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CRAWFORD County
BUCYRUS-GALION, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CUYAHOGA County
CLEVELAND-ELYRIA, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DARKE County
GREENVILLE, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DEFIANCE County
DEFIANCE, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DELAWARE County
COLUMBUS, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $488,750
ERIE County
SANDUSKY, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FAIRFIELD County
COLUMBUS, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $488,750
FAYETTE County
WASHINGTON COURT HOUSE, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FRANKLIN County
COLUMBUS, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $488,750
FULTON County
TOLEDO, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GALLIA County
POINT PLEASANT, WV-OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GEAUGA County
CLEVELAND-ELYRIA, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GREENE County
DAYTON-KETTERING, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GUERNSEY County
CAMBRIDGE, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HAMILTON County
CINCINNATI, OH-KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HANCOCK County
FINDLAY, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HARDIN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HARRISON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HENRY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HIGHLAND County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HOCKING County
COLUMBUS, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $488,750
HOLMES County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HURON County
NORWALK, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JACKSON County
JACKSON, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JEFFERSON County
WEIRTON-STEUBENVILLE, WV-OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
KNOX County
MOUNT VERNON, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAKE County
CLEVELAND-ELYRIA, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAWRENCE County
HUNTINGTON-ASHLAND, WV-KY-OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LICKING County
COLUMBUS, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $488,750
LOGAN County
BELLEFONTAINE, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LORAIN County
CLEVELAND-ELYRIA, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LUCAS County
TOLEDO, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MADISON County
COLUMBUS, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $488,750
MAHONING County
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARION County
MARION, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MEDINA County
CLEVELAND-ELYRIA, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MEIGS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MERCER County
CELINA, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MIAMI County
DAYTON-KETTERING, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONROE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONTGOMERY County
DAYTON-KETTERING, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MORGAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MORROW County
COLUMBUS, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $488,750
MUSKINGUM County
ZANESVILLE, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
NOBLE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
OTTAWA County
TOLEDO, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PAULDING County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PERRY County
COLUMBUS, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $488,750
PICKAWAY County
COLUMBUS, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $488,750
PIKE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PORTAGE County
AKRON, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PREBLE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PUTNAM County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RICHLAND County
MANSFIELD, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ROSS County
CHILLICOTHE, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SANDUSKY County
FREMONT, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SCIOTO County
PORTSMOUTH, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SENECA County
TIFFIN, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SHELBY County
SIDNEY, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
STARK County
CANTON-MASSILLON, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SUMMIT County
AKRON, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TRUMBULL County
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TUSCARAWAS County
NEW PHILADELPHIA-DOVER, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
UNION County
COLUMBUS, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $488,750
VAN WERT County
VAN WERT, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
VINTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WARREN County
CINCINNATI, OH-KY-IN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WASHINGTON County
MARIETTA, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WAYNE County
WOOSTER, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WILLIAMS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WOOD County
TOLEDO, OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WYANDOT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030

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