One-Time Close Loans | FHA and VA Construction Loans
Learn all about the VA and FHA versions of the One-Time Close Loan.

2023 FHA Construction Loan Limits in OREGON tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2023 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in OREGON Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2023, the FHA floor was set at $472,030 for single-family home loans. This lending limit covers most U.S. counties."

36 match(es) found

BAKER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BENTON County
CORVALLIS, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $560,050
CLACKAMAS County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $672,750
CLATSOP County
ASTORIA, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $529,000
COLUMBIA County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $672,750
COOS County
COOS BAY, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CROOK County
PRINEVILLE, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CURRY County
BROOKINGS, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DESCHUTES County
BEND, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $690,000
DOUGLAS County
ROSEBURG, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GILLIAM County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GRANT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HARNEY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HOOD RIVER County
HOOD RIVER, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $671,600
JACKSON County
MEDFORD, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JEFFERSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JOSEPHINE County
GRANTS PASS, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
KLAMATH County
KLAMATH FALLS, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAKE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LANE County
EUGENE-SPRINGFIELD, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $481,850
LINCOLN County
NEWPORT, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LINN County
ALBANY-LEBANON, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MALHEUR County
ONTARIO, OR-ID
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARION County
SALEM, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $483,000
MORROW County
HERMISTON-PENDLETON, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MULTNOMAH County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $672,750
POLK County
SALEM, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $483,000
SHERMAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TILLAMOOK County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
UMATILLA County
HERMISTON-PENDLETON, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
UNION County
LA GRANDE, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WALLOWA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WASCO County
THE DALLES, OR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WASHINGTON County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $672,750
WHEELER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
YAMHILL County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $672,750

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