One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in OREGON tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in OREGON Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

36 match(es) found

BAKER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BENTON County
CORVALLIS, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $402,500
CLACKAMAS County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Lender Limit FHA Loan Limit
$1,000,000 $491,050
CLATSOP County
ASTORIA, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $345,000
COLUMBIA County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Lender Limit FHA Loan Limit
$1,000,000 $491,050
COOS County
COOS BAY, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CROOK County
PRINEVILLE, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CURRY County
BROOKINGS, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DESCHUTES County
BEND, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $431,250
DOUGLAS County
ROSEBURG, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GILLIAM County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRANT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HARNEY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HOOD RIVER County
HOOD RIVER, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $477,250
JACKSON County
MEDFORD, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $333,500
JEFFERSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JOSEPHINE County
GRANTS PASS, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KLAMATH County
KLAMATH FALLS, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LANE County
EUGENE-SPRINGFIELD, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LINCOLN County
NEWPORT, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LINN County
ALBANY-LEBANON, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MALHEUR County
ONTARIO, OR-ID
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARION County
SALEM, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $342,700
MORROW County
HERMISTON-PENDLETON, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MULTNOMAH County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Lender Limit FHA Loan Limit
$1,000,000 $491,050
POLK County
SALEM, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $342,700
SHERMAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TILLAMOOK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
UMATILLA County
HERMISTON-PENDLETON, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
UNION County
LA GRANDE, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WALLOWA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WASCO County
THE DALLES, OR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WASHINGTON County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Lender Limit FHA Loan Limit
$1,000,000 $491,050
WHEELER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
YAMHILL County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Lender Limit FHA Loan Limit
$1,000,000 $491,050

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