One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in PENNSYLVANIA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in PENNSYLVANIA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

67 match(es) found

ADAMS County
GETTYSBURG, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ALLEGHENY County
PITTSBURGH, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ARMSTRONG County
PITTSBURGH, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BEAVER County
PITTSBURGH, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BEDFORD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BERKS County
READING, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BLAIR County
ALTOONA, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BRADFORD County
SAYRE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BUCKS County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Lender Limit FHA Loan Limit
$1,000,000 $431,250
BUTLER County
PITTSBURGH, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CAMBRIA County
JOHNSTOWN, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CAMERON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CARBON County
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
VA Lender Limit FHA Loan Limit
$1,000,000 $372,600
CENTRE County
STATE COLLEGE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHESTER County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Lender Limit FHA Loan Limit
$1,000,000 $431,250
CLARION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLEARFIELD County
DUBOIS, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLINTON County
LOCK HAVEN, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COLUMBIA County
BLOOMSBURG-BERWICK, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CRAWFORD County
MEADVILLE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CUMBERLAND County
HARRISBURG-CARLISLE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DAUPHIN County
HARRISBURG-CARLISLE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DELAWARE County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Lender Limit FHA Loan Limit
$1,000,000 $431,250
ELK County
ST. MARYS, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ERIE County
ERIE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FAYETTE County
PITTSBURGH, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FOREST County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FRANKLIN County
CHAMBERSBURG-WAYNESBORO, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FULTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GREENE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HUNTINGDON County
HUNTINGDON, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
INDIANA County
INDIANA, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JEFFERSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JUNIATA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LACKAWANNA County
SCRANTON--WILKES-BARRE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LANCASTER County
LANCASTER, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAWRENCE County
NEW CASTLE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEBANON County
LEBANON, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEHIGH County
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
VA Lender Limit FHA Loan Limit
$1,000,000 $372,600
LUZERNE County
SCRANTON--WILKES-BARRE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LYCOMING County
WILLIAMSPORT, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MCKEAN County
BRADFORD, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MERCER County
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MIFFLIN County
LEWISTOWN, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONROE County
EAST STROUDSBURG, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONTGOMERY County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Lender Limit FHA Loan Limit
$1,000,000 $431,250
MONTOUR County
BLOOMSBURG-BERWICK, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
NORTHAMPTON County
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
VA Lender Limit FHA Loan Limit
$1,000,000 $372,600
NORTHUMBERLAND County
SUNBURY, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PERRY County
HARRISBURG-CARLISLE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PHILADELPHIA County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Lender Limit FHA Loan Limit
$1,000,000 $431,250
PIKE County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $822,375
POTTER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SCHUYLKILL County
POTTSVILLE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SNYDER County
SELINSGROVE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SOMERSET County
SOMERSET, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SULLIVAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SUSQUEHANNA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TIOGA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
UNION County
LEWISBURG, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
VENANGO County
OIL CITY, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WARREN County
WARREN, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WASHINGTON County
PITTSBURGH, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WAYNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WESTMORELAND County
PITTSBURGH, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WYOMING County
SCRANTON--WILKES-BARRE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
YORK County
YORK-HANOVER, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

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