One-Time Close Loans | FHA and VA Construction Loans
Learn all about the VA and FHA versions of the One-Time Close Loan.

2023 FHA Construction Loan Limits in PENNSYLVANIA tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2023 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in PENNSYLVANIA Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2023, the FHA floor was set at $472,030 for single-family home loans. This lending limit covers most U.S. counties."

67 match(es) found

ADAMS County
GETTYSBURG, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ALLEGHENY County
PITTSBURGH, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ARMSTRONG County
PITTSBURGH, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BEAVER County
PITTSBURGH, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BEDFORD County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BERKS County
READING, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BLAIR County
ALTOONA, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BRADFORD County
SAYRE, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BUCKS County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $529,000
BUTLER County
PITTSBURGH, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CAMBRIA County
JOHNSTOWN, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CAMERON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CARBON County
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CENTRE County
STATE COLLEGE, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHESTER County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $529,000
CLARION County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLEARFIELD County
DUBOIS, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLINTON County
LOCK HAVEN, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COLUMBIA County
BLOOMSBURG-BERWICK, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CRAWFORD County
MEADVILLE, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CUMBERLAND County
HARRISBURG-CARLISLE, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DAUPHIN County
HARRISBURG-CARLISLE, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DELAWARE County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $529,000
ELK County
ST. MARYS, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ERIE County
ERIE, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FAYETTE County
PITTSBURGH, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FOREST County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FRANKLIN County
CHAMBERSBURG-WAYNESBORO, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FULTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GREENE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HUNTINGDON County
HUNTINGDON, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
INDIANA County
INDIANA, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JEFFERSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JUNIATA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LACKAWANNA County
SCRANTON--WILKES-BARRE, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LANCASTER County
LANCASTER, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAWRENCE County
NEW CASTLE, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEBANON County
LEBANON, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEHIGH County
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LUZERNE County
SCRANTON--WILKES-BARRE, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LYCOMING County
WILLIAMSPORT, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MCKEAN County
BRADFORD, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MERCER County
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MIFFLIN County
LEWISTOWN, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONROE County
EAST STROUDSBURG, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONTGOMERY County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $529,000
MONTOUR County
BLOOMSBURG-BERWICK, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
NORTHAMPTON County
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
NORTHUMBERLAND County
SUNBURY, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PERRY County
HARRISBURG-CARLISLE, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PHILADELPHIA County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $529,000
PIKE County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $1,089,300
POTTER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SCHUYLKILL County
POTTSVILLE, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SNYDER County
SELINSGROVE, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SOMERSET County
SOMERSET, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SULLIVAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SUSQUEHANNA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TIOGA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
UNION County
LEWISBURG, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
VENANGO County
OIL CITY, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WARREN County
WARREN, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WASHINGTON County
PITTSBURGH, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WAYNE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WESTMORELAND County
PITTSBURGH, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WYOMING County
SCRANTON--WILKES-BARRE, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
YORK County
YORK-HANOVER, PA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030

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