One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in PENNSYLVANIA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

- Build a Home on Your Own Lot -
VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan
USDA Loan - One-Time Close Construction Loan

2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in PENNSYLVANIA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

Apply Now for Your One-Time Close Constuction Loan
"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

67 match(es) found

ADAMS County
GETTYSBURG, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ALLEGHENY County
PITTSBURGH, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ARMSTRONG County
PITTSBURGH, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BEAVER County
PITTSBURGH, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BEDFORD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BERKS County
READING, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BLAIR County
ALTOONA, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BRADFORD County
SAYRE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BUCKS County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Lender Limit FHA Loan Limit
$1,000,000 $408,250
BUTLER County
PITTSBURGH, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CAMBRIA County
JOHNSTOWN, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CAMERON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CARBON County
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
VA Lender Limit FHA Loan Limit
$1,000,000 $372,600
CENTRE County
STATE COLLEGE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHESTER County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Lender Limit FHA Loan Limit
$1,000,000 $408,250
CLARION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLEARFIELD County
DUBOIS, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLINTON County
LOCK HAVEN, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COLUMBIA County
BLOOMSBURG-BERWICK, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CRAWFORD County
MEADVILLE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CUMBERLAND County
HARRISBURG-CARLISLE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DAUPHIN County
HARRISBURG-CARLISLE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DELAWARE County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Lender Limit FHA Loan Limit
$1,000,000 $408,250
ELK County
ST. MARYS, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ERIE County
ERIE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FAYETTE County
PITTSBURGH, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FOREST County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FRANKLIN County
CHAMBERSBURG-WAYNESBORO, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FULTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GREENE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HUNTINGDON County
HUNTINGDON, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
INDIANA County
INDIANA, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JEFFERSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JUNIATA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LACKAWANNA County
SCRANTON--WILKES-BARRE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LANCASTER County
LANCASTER, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAWRENCE County
NEW CASTLE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LEBANON County
LEBANON, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LEHIGH County
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
VA Lender Limit FHA Loan Limit
$1,000,000 $372,600
LUZERNE County
SCRANTON--WILKES-BARRE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LYCOMING County
WILLIAMSPORT, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MCKEAN County
BRADFORD, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MERCER County
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MIFFLIN County
LEWISTOWN, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONROE County
EAST STROUDSBURG, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONTGOMERY County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Lender Limit FHA Loan Limit
$1,000,000 $408,250
MONTOUR County
BLOOMSBURG-BERWICK, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NORTHAMPTON County
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
VA Lender Limit FHA Loan Limit
$1,000,000 $372,600
NORTHUMBERLAND County
SUNBURY, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PERRY County
HARRISBURG-CARLISLE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PHILADELPHIA County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
VA Lender Limit FHA Loan Limit
$1,000,000 $408,250
PIKE County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
POTTER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SCHUYLKILL County
POTTSVILLE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SNYDER County
SELINSGROVE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SOMERSET County
SOMERSET, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SULLIVAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SUSQUEHANNA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TIOGA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
UNION County
LEWISBURG, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
VENANGO County
OIL CITY, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WARREN County
WARREN, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WASHINGTON County
PITTSBURGH, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WAYNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WESTMORELAND County
PITTSBURGH, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WYOMING County
SCRANTON--WILKES-BARRE, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
YORK County
YORK-HANOVER, PA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760

See Your Credit Scores From All 3 Bureaus

Do you know what's on your credit report?

Learn what your score means.

Your Scores Now

OneTimeClose.com is not a government agency. We do not offer or have any affiliation with loan modification, foreclosure prevention, payday loan, or short term loan services. Neither OneTimeClose.com nor its advertisers charge a fee or require anything other than a submission of qualifying information for comparison shopping ads. We do not ask users to surrender or transfer title. We do not ask users to bypass their lender. We encourage users to contact their lawyers, credit counselors, lenders, and housing counselors.

SecureRights Advertiser Contact Information

One and Won is a registered trademark of Texcorp Mortgage Bankers, Inc.