One-Time Close Loans | FHA and VA Construction Loans
VA and FHA One-Time Close Construction Loans

2024 FHA Construction Loan Limits in SOUTH CAROLINA tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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FHA Loan - One-Time Close Construction Loan

2024 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in SOUTH CAROLINA Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2024, the FHA floor was set at $498,257 for single-family home loans. This lending limit covers most U.S. counties."

46 match(es) found

ABBEVILLE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
AIKEN County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ALLENDALE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ANDERSON County
GREENVILLE-ANDERSON, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BAMBERG County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BARNWELL County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BEAUFORT County
HILTON HEAD ISLAND-BLUFFTON, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$546,250
BERKELEY County
CHARLESTON-NORTH CHARLESTON, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$586,500
CALHOUN County
COLUMBIA, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CHARLESTON County
CHARLESTON-NORTH CHARLESTON, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$586,500
CHEROKEE County
GAFFNEY, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CHESTER County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CHESTERFIELD County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CLARENDON County
SUMTER, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
COLLETON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DARLINGTON County
FLORENCE, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DILLON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DORCHESTER County
CHARLESTON-NORTH CHARLESTON, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$586,500
EDGEFIELD County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
FAIRFIELD County
COLUMBIA, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
FLORENCE County
FLORENCE, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GEORGETOWN County
GEORGETOWN, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GREENVILLE County
GREENVILLE-ANDERSON, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GREENWOOD County
GREENWOOD, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HAMPTON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HORRY County
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
JASPER County
HILTON HEAD ISLAND-BLUFFTON, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$546,250
KERSHAW County
COLUMBIA, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LANCASTER County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LAURENS County
GREENVILLE-ANDERSON, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LEE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LEXINGTON County
COLUMBIA, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MARION County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MARLBORO County
BENNETTSVILLE, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MCCORMICK County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
NEWBERRY County
NEWBERRY, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
OCONEE County
SENECA, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ORANGEBURG County
ORANGEBURG, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
PICKENS County
GREENVILLE-ANDERSON, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
RICHLAND County
COLUMBIA, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SALUDA County
COLUMBIA, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SPARTANBURG County
SPARTANBURG, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SUMTER County
SUMTER, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
UNION County
UNION, SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WILLIAMSBURG County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
YORK County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257

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