One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in SOUTH CAROLINA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in SOUTH CAROLINA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

46 match(es) found

ABBEVILLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
AIKEN County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ALLENDALE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ANDERSON County
GREENVILLE-ANDERSON, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BAMBERG County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BARNWELL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BEAUFORT County
HILTON HEAD ISLAND-BLUFFTON, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
BERKELEY County
CHARLESTON-NORTH CHARLESTON, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $414,000
CALHOUN County
COLUMBIA, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHARLESTON County
CHARLESTON-NORTH CHARLESTON, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $414,000
CHEROKEE County
GAFFNEY, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHESTER County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHESTERFIELD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLARENDON County
SUMTER, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COLLETON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DARLINGTON County
FLORENCE, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DILLON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DORCHESTER County
CHARLESTON-NORTH CHARLESTON, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $414,000
EDGEFIELD County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FAIRFIELD County
COLUMBIA, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FLORENCE County
FLORENCE, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GEORGETOWN County
GEORGETOWN, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GREENVILLE County
GREENVILLE-ANDERSON, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GREENWOOD County
GREENWOOD, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HAMPTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HORRY County
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JASPER County
HILTON HEAD ISLAND-BLUFFTON, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $379,500
KERSHAW County
COLUMBIA, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LANCASTER County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAURENS County
GREENVILLE-ANDERSON, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEXINGTON County
COLUMBIA, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARION County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARLBORO County
BENNETTSVILLE, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MCCORMICK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
NEWBERRY County
NEWBERRY, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OCONEE County
SENECA, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ORANGEBURG County
ORANGEBURG, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PICKENS County
GREENVILLE-ANDERSON, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RICHLAND County
COLUMBIA, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SALUDA County
COLUMBIA, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SPARTANBURG County
SPARTANBURG, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SUMTER County
SUMTER, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
UNION County
UNION, SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WILLIAMSBURG County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
YORK County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

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