One-Time Close Loans | FHA and VA Construction Loans
VA and FHA One-Time Close Construction Loans

2023 FHA Construction Loan Limits in SOUTH CAROLINA tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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FHA Loan - One-Time Close Construction Loan

2023 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in SOUTH CAROLINA Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2023, the FHA floor was set at $472,030 for single-family home loans. This lending limit covers most U.S. counties."

46 match(es) found

ABBEVILLE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
AIKEN County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ALLENDALE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ANDERSON County
GREENVILLE-ANDERSON, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BAMBERG County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BARNWELL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BEAUFORT County
HILTON HEAD ISLAND-BLUFFTON, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $485,300
BERKELEY County
CHARLESTON-NORTH CHARLESTON, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $538,200
CALHOUN County
COLUMBIA, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHARLESTON County
CHARLESTON-NORTH CHARLESTON, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $538,200
CHEROKEE County
GAFFNEY, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHESTER County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHESTERFIELD County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLARENDON County
SUMTER, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COLLETON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DARLINGTON County
FLORENCE, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DILLON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DORCHESTER County
CHARLESTON-NORTH CHARLESTON, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $538,200
EDGEFIELD County
AUGUSTA-RICHMOND COUNTY, GA-SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FAIRFIELD County
COLUMBIA, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FLORENCE County
FLORENCE, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GEORGETOWN County
GEORGETOWN, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GREENVILLE County
GREENVILLE-ANDERSON, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GREENWOOD County
GREENWOOD, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HAMPTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HORRY County
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JASPER County
HILTON HEAD ISLAND-BLUFFTON, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $485,300
KERSHAW County
COLUMBIA, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LANCASTER County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAURENS County
GREENVILLE-ANDERSON, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEXINGTON County
COLUMBIA, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARION County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARLBORO County
BENNETTSVILLE, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MCCORMICK County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
NEWBERRY County
NEWBERRY, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
OCONEE County
SENECA, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ORANGEBURG County
ORANGEBURG, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PICKENS County
GREENVILLE-ANDERSON, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RICHLAND County
COLUMBIA, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SALUDA County
COLUMBIA, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SPARTANBURG County
SPARTANBURG, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SUMTER County
SUMTER, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
UNION County
UNION, SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WILLIAMSBURG County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
YORK County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030

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