One-Time Close Loans | FHA and VA Construction Loans
Learn all about the VA and FHA versions of the One-Time Close Loan.

2023 FHA Construction Loan Limits in SOUTH DAKOTA tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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FHA Loan - One-Time Close Construction Loan

2023 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in SOUTH DAKOTA Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2023, the FHA floor was set at $472,030 for single-family home loans. This lending limit covers most U.S. counties."

66 match(es) found

AURORA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BEADLE County
HURON, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BENNETT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BON HOMME County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BROOKINGS County
BROOKINGS, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BROWN County
ABERDEEN, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BRULE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BUFFALO County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BUTTE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CAMPBELL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHARLES MIX County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLARK County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLAY County
VERMILLION, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CODINGTON County
WATERTOWN, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CORSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CUSTER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DAVISON County
MITCHELL, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DAY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DEUEL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DEWEY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DOUGLAS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
EDMUNDS County
ABERDEEN, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FALL RIVER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FAULK County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GRANT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GREGORY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HAAKON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HAMLIN County
WATERTOWN, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HAND County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HANSON County
MITCHELL, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HARDING County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HUGHES County
PIERRE, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HUTCHINSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HYDE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JACKSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JERAULD County
HURON, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JONES County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
KINGSBURY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAKE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAWRENCE County
SPEARFISH, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LINCOLN County
SIOUX FALLS, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LYMAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARSHALL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MCCOOK County
SIOUX FALLS, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MCPHERSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MEADE County
RAPID CITY, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MELLETTE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MINER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MINNEHAHA County
SIOUX FALLS, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MOODY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
OGLALA LAKOTA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PENNINGTON County
RAPID CITY, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PERKINS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
POTTER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ROBERTS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SANBORN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SPINK County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
STANLEY County
PIERRE, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SULLY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TODD County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TRIPP County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TURNER County
SIOUX FALLS, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
UNION County
SIOUX CITY, IA-NE-SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WALWORTH County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
YANKTON County
YANKTON, SD
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ZIEBACH County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030

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