One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in SOUTH DAKOTA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in SOUTH DAKOTA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

66 match(es) found

AURORA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BEADLE County
HURON, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BENNETT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BON HOMME County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BROOKINGS County
BROOKINGS, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BROWN County
ABERDEEN, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BRULE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BUFFALO County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BUTTE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CAMPBELL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHARLES MIX County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLARK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLAY County
VERMILLION, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CODINGTON County
WATERTOWN, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CORSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CUSTER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DAVISON County
MITCHELL, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DAY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DEUEL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DEWEY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DOUGLAS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
EDMUNDS County
ABERDEEN, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FALL RIVER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FAULK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GRANT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GREGORY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HAAKON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HAMLIN County
WATERTOWN, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HAND County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HANSON County
MITCHELL, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HARDING County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HUGHES County
PIERRE, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HUTCHINSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HYDE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JACKSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JERAULD County
HURON, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JONES County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KINGSBURY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAWRENCE County
SPEARFISH, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LINCOLN County
SIOUX FALLS, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LYMAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARSHALL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MCCOOK County
SIOUX FALLS, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MCPHERSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MEADE County
RAPID CITY, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MELLETTE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MINER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MINNEHAHA County
SIOUX FALLS, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MOODY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OGLALA LAKOTA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PENNINGTON County
RAPID CITY, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PERKINS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
POTTER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ROBERTS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SANBORN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SPINK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
STANLEY County
PIERRE, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SULLY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TODD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TRIPP County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TURNER County
SIOUX FALLS, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
UNION County
SIOUX CITY, IA-NE-SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WALWORTH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
YANKTON County
YANKTON, SD
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ZIEBACH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

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