2021 FHA Loan Limits and VA Lender Limits
Limits for Single Family Home Loans in TENNESSEE Counties
The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.
Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.
"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."
95 match(es) found
| ANDERSON County KNOXVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| BEDFORD County SHELBYVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| BENTON County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| BLEDSOE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| BLOUNT County KNOXVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| BRADLEY County CLEVELAND, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CAMPBELL County KNOXVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CANNON County NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $586,500 | ||
| CARROLL County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CARTER County JOHNSON CITY, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CHEATHAM County NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $586,500 | ||
| CHESTER County JACKSON, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CLAIBORNE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CLAY County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| COCKE County NEWPORT, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| COFFEE County TULLAHOMA-MANCHESTER, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CROCKETT County JACKSON, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| CUMBERLAND County CROSSVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| DAVIDSON County NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $586,500 | ||
| DECATUR County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| DEKALB County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| DICKSON County NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $586,500 | ||
| DYER County DYERSBURG, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| FAYETTE County MEMPHIS, TN-MS-AR |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| FENTRESS County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| FRANKLIN County TULLAHOMA-MANCHESTER, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| GIBSON County JACKSON, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| GILES County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| GRAINGER County MORRISTOWN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| GREENE County GREENEVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| GRUNDY County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HAMBLEN County MORRISTOWN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HAMILTON County CHATTANOOGA, TN-GA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HANCOCK County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HARDEMAN County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HARDIN County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HAWKINS County KINGSPORT-BRISTOL, TN-VA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HAYWOOD County BROWNSVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HENDERSON County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HENRY County PARIS, TN |
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| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HICKMAN County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HOUSTON County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| HUMPHREYS County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| JACKSON County COOKEVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| JEFFERSON County MORRISTOWN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| JOHNSON County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| KNOX County KNOXVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| LAKE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| LAUDERDALE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| LAWRENCE County LAWRENCEBURG, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| LEWIS County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| LINCOLN County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| LOUDON County KNOXVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MACON County NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $586,500 | ||
| MADISON County JACKSON, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MARION County CHATTANOOGA, TN-GA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MARSHALL County LEWISBURG, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MAURY County NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $586,500 | ||
| MCMINN County ATHENS, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MCNAIRY County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MEIGS County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MONROE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MONTGOMERY County CLARKSVILLE, TN-KY |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MOORE County TULLAHOMA-MANCHESTER, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| MORGAN County KNOXVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| OBION County UNION CITY, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| OVERTON County COOKEVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| PERRY County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| PICKETT County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| POLK County CLEVELAND, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| PUTNAM County COOKEVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| RHEA County DAYTON, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| ROANE County KNOXVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| ROBERTSON County NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $586,500 | ||
| RUTHERFORD County NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $586,500 | ||
| SCOTT County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| SEQUATCHIE County CHATTANOOGA, TN-GA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| SEVIER County SEVIERVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| SHELBY County MEMPHIS, TN-MS-AR |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| SMITH County NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $586,500 | ||
| STEWART County CLARKSVILLE, TN-KY |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| SULLIVAN County KINGSPORT-BRISTOL, TN-VA |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| SUMNER County NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $586,500 | ||
| TIPTON County MEMPHIS, TN-MS-AR |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| TROUSDALE County NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $586,500 | ||
| UNICOI County JOHNSON CITY, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| UNION County KNOXVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| VAN BUREN County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WARREN County MCMINNVILLE, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WASHINGTON County JOHNSON CITY, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WAYNE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WEAKLEY County MARTIN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WHITE County NON-METRO |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $356,362 | ||
| WILLIAMSON County NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $586,500 | ||
| WILSON County NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN |
|||
| VA Lender Limit | FHA Loan Limit | ||
|---|---|---|---|
| $1,000,000 | $586,500 | ||
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