One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in TENNESSEE tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
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2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in TENNESSEE Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

95 match(es) found

ANDERSON County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BEDFORD County
SHELBYVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BENTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BLEDSOE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BLOUNT County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BRADLEY County
CLEVELAND, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CAMPBELL County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CANNON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $563,500
CARROLL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CARTER County
JOHNSON CITY, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHEATHAM County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $563,500
CHESTER County
JACKSON, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLAIBORNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CLAY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COCKE County
NEWPORT, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COFFEE County
TULLAHOMA-MANCHESTER, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CROCKETT County
JACKSON, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CUMBERLAND County
CROSSVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DAVIDSON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $563,500
DECATUR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DEKALB County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DICKSON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $563,500
DYER County
DYERSBURG, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FAYETTE County
MEMPHIS, TN-MS-AR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FENTRESS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FRANKLIN County
TULLAHOMA-MANCHESTER, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GIBSON County
JACKSON, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GILES County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRAINGER County
MORRISTOWN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GREENE County
GREENEVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRUNDY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HAMBLEN County
MORRISTOWN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HAMILTON County
CHATTANOOGA, TN-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HANCOCK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HARDEMAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HARDIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HAWKINS County
KINGSPORT-BRISTOL, TN-VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HAYWOOD County
BROWNSVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HENDERSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HENRY County
PARIS, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HICKMAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HOUSTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HUMPHREYS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JACKSON County
COOKEVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JEFFERSON County
MORRISTOWN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JOHNSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KNOX County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAUDERDALE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LAWRENCE County
LAWRENCEBURG, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LEWIS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LINCOLN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LOUDON County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MACON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $563,500
MADISON County
JACKSON, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARION County
CHATTANOOGA, TN-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MARSHALL County
LEWISBURG, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MAURY County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $563,500
MCMINN County
ATHENS, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MCNAIRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MEIGS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONROE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONTGOMERY County
CLARKSVILLE, TN-KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MOORE County
TULLAHOMA-MANCHESTER, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MORGAN County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OBION County
UNION CITY, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OVERTON County
COOKEVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PERRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PICKETT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
POLK County
CLEVELAND, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PUTNAM County
COOKEVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RHEA County
DAYTON, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROANE County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROBERTSON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $563,500
RUTHERFORD County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $563,500
SCOTT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SEQUATCHIE County
CHATTANOOGA, TN-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SEVIER County
SEVIERVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SHELBY County
MEMPHIS, TN-MS-AR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SMITH County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $563,500
STEWART County
CLARKSVILLE, TN-KY
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SULLIVAN County
KINGSPORT-BRISTOL, TN-VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SUMNER County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $563,500
TIPTON County
MEMPHIS, TN-MS-AR
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
TROUSDALE County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $563,500
UNICOI County
JOHNSON CITY, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
UNION County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
VAN BUREN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WARREN County
MCMINNVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WASHINGTON County
JOHNSON CITY, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WAYNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WEAKLEY County
MARTIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WHITE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WILLIAMSON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $563,500
WILSON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $563,500

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