One-Time Close Loans | FHA and VA Construction Loans
Learn all about the VA and FHA versions of the One-Time Close Loan.

2023 FHA Construction Loan Limits in TENNESSEE tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

- Build a Home on Your Own Lot -
VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2023 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in TENNESSEE Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

Apply Now for Your One-Time Close Constuction Loan
"For 2023, the FHA floor was set at $472,030 for single-family home loans. This lending limit covers most U.S. counties."

95 match(es) found

ANDERSON County
KNOXVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BEDFORD County
SHELBYVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BENTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BLEDSOE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BLOUNT County
KNOXVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BRADLEY County
CLEVELAND, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CAMPBELL County
KNOXVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CANNON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $890,100
CARROLL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CARTER County
JOHNSON CITY, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CHEATHAM County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $890,100
CHESTER County
JACKSON, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLAIBORNE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLAY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COCKE County
NEWPORT, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
COFFEE County
TULLAHOMA-MANCHESTER, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CROCKETT County
JACKSON, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CUMBERLAND County
CROSSVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DAVIDSON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $890,100
DECATUR County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DEKALB County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DICKSON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $890,100
DYER County
DYERSBURG, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FAYETTE County
MEMPHIS, TN-MS-AR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FENTRESS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FRANKLIN County
TULLAHOMA-MANCHESTER, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GIBSON County
JACKSON, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GILES County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GRAINGER County
MORRISTOWN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GREENE County
GREENEVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GRUNDY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HAMBLEN County
MORRISTOWN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HAMILTON County
CHATTANOOGA, TN-GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HANCOCK County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HARDEMAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HARDIN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HAWKINS County
KINGSPORT-BRISTOL, TN-VA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HAYWOOD County
BROWNSVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HENDERSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HENRY County
PARIS, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HICKMAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HOUSTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HUMPHREYS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JACKSON County
COOKEVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JEFFERSON County
MORRISTOWN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JOHNSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
KNOX County
KNOXVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAKE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAUDERDALE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LAWRENCE County
LAWRENCEBURG, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEWIS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LINCOLN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LOUDON County
KNOXVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MACON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $890,100
MADISON County
JACKSON, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARION County
CHATTANOOGA, TN-GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARSHALL County
LEWISBURG, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MAURY County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $890,100
MCMINN County
ATHENS, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MCNAIRY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MEIGS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONROE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONTGOMERY County
CLARKSVILLE, TN-KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MOORE County
TULLAHOMA-MANCHESTER, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MORGAN County
KNOXVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
OBION County
UNION CITY, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
OVERTON County
COOKEVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PERRY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PICKETT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
POLK County
CLEVELAND, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PUTNAM County
COOKEVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RHEA County
DAYTON, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ROANE County
KNOXVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ROBERTSON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $890,100
RUTHERFORD County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $890,100
SCOTT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SEQUATCHIE County
CHATTANOOGA, TN-GA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SEVIER County
SEVIERVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SHELBY County
MEMPHIS, TN-MS-AR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SMITH County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $890,100
STEWART County
CLARKSVILLE, TN-KY
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SULLIVAN County
KINGSPORT-BRISTOL, TN-VA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SUMNER County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $890,100
TIPTON County
MEMPHIS, TN-MS-AR
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TROUSDALE County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $890,100
UNICOI County
JOHNSON CITY, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
UNION County
KNOXVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
VAN BUREN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WARREN County
MCMINNVILLE, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WASHINGTON County
JOHNSON CITY, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WAYNE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WEAKLEY County
MARTIN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WHITE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WILLIAMSON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $890,100
WILSON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $890,100

See Your Credit Scores From All 3 Bureaus

Do you know what's on your credit report?

Learn what your score means.

Your Scores Now

OneTimeClose.com is not a government agency. We do not offer or have any affiliation with loan modification, foreclosure prevention, payday loan, or short term loan services. Neither OneTimeClose.com nor its advertisers charge a fee or require anything other than a submission of qualifying information for comparison shopping ads. We do not ask users to surrender or transfer title. We do not ask users to bypass their lender. We encourage users to contact their lawyers, credit counselors, lenders, and housing counselors.

SecureRights Advertiser Contact Information

One and Won is a registered trademark of Texcorp Mortgage Bankers, Inc.