One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in TENNESSEE tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in TENNESSEE Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

95 match(es) found

ANDERSON County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BEDFORD County
SHELBYVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BENTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BLEDSOE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BLOUNT County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BRADLEY County
CLEVELAND, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CAMPBELL County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CANNON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $586,500
CARROLL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CARTER County
JOHNSON CITY, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHEATHAM County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $586,500
CHESTER County
JACKSON, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLAIBORNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CLAY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COCKE County
NEWPORT, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COFFEE County
TULLAHOMA-MANCHESTER, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CROCKETT County
JACKSON, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CUMBERLAND County
CROSSVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DAVIDSON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $586,500
DECATUR County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DEKALB County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DICKSON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $586,500
DYER County
DYERSBURG, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FAYETTE County
MEMPHIS, TN-MS-AR
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FENTRESS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FRANKLIN County
TULLAHOMA-MANCHESTER, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GIBSON County
JACKSON, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GILES County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GRAINGER County
MORRISTOWN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GREENE County
GREENEVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GRUNDY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HAMBLEN County
MORRISTOWN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HAMILTON County
CHATTANOOGA, TN-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HANCOCK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HARDEMAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HARDIN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HAWKINS County
KINGSPORT-BRISTOL, TN-VA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HAYWOOD County
BROWNSVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HENDERSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HENRY County
PARIS, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HICKMAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HOUSTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
HUMPHREYS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JACKSON County
COOKEVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JEFFERSON County
MORRISTOWN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
JOHNSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KNOX County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAKE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAUDERDALE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LAWRENCE County
LAWRENCEBURG, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEWIS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LINCOLN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LOUDON County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MACON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $586,500
MADISON County
JACKSON, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARION County
CHATTANOOGA, TN-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MARSHALL County
LEWISBURG, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MAURY County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $586,500
MCMINN County
ATHENS, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MCNAIRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MEIGS County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONROE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MONTGOMERY County
CLARKSVILLE, TN-KY
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MOORE County
TULLAHOMA-MANCHESTER, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MORGAN County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OBION County
UNION CITY, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OVERTON County
COOKEVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PERRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PICKETT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
POLK County
CLEVELAND, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PUTNAM County
COOKEVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
RHEA County
DAYTON, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ROANE County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ROBERTSON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $586,500
RUTHERFORD County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $586,500
SCOTT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SEQUATCHIE County
CHATTANOOGA, TN-GA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SEVIER County
SEVIERVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SHELBY County
MEMPHIS, TN-MS-AR
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SMITH County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $586,500
STEWART County
CLARKSVILLE, TN-KY
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SULLIVAN County
KINGSPORT-BRISTOL, TN-VA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
SUMNER County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $586,500
TIPTON County
MEMPHIS, TN-MS-AR
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
TROUSDALE County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $586,500
UNICOI County
JOHNSON CITY, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
UNION County
KNOXVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
VAN BUREN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WARREN County
MCMINNVILLE, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WASHINGTON County
JOHNSON CITY, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WAYNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WEAKLEY County
MARTIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WHITE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WILLIAMSON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $586,500
WILSON County
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN
VA Lender Limit FHA Loan Limit
$1,000,000 $586,500

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