One-Time Close Loans | FHA and VA Construction Loans
VA and FHA One-Time Close Construction Loans

2024 FHA Construction Loan Limits in Utah tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2024 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in Utah Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2024, the FHA floor was set at $498,257 for single-family home loans. This lending limit covers most U.S. counties."

29 match(es) found

BEAVER County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BOX ELDER County
OGDEN-CLEARFIELD, UT
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$744,050
CACHE County
LOGAN, UT-ID
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CARBON County
PRICE, UT
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DAGGETT County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DAVIS County
OGDEN-CLEARFIELD, UT
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$744,050
DUCHESNE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
EMERY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GARFIELD County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GRAND County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$607,200
IRON County
CEDAR CITY, UT
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
JUAB County
PROVO-OREM, UT
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$601,450
KANE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MILLARD County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MORGAN County
OGDEN-CLEARFIELD, UT
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$744,050
PIUTE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
RICH County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$579,600
SALT LAKE County
SALT LAKE CITY, UT
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$619,850
SAN JUAN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SANPETE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SEVIER County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SUMMIT County
HEBER, UT
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
TOOELE County
SALT LAKE CITY, UT
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$619,850
UINTAH County
VERNAL, UT
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
UTAH County
PROVO-OREM, UT
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$601,450
WASATCH County
HEBER, UT
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
WASHINGTON County
ST. GEORGE, UT
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$593,400
WAYNE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$997,050
WEBER County
OGDEN-CLEARFIELD, UT
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$744,050

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