One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in UTAH tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in UTAH Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

29 match(es) found

BEAVER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BOX ELDER County
OGDEN-CLEARFIELD, UT
VA Lender Limit FHA Loan Limit
$1,000,000 $646,300
CACHE County
LOGAN, UT-ID
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CARBON County
PRICE, UT
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DAGGETT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DAVIS County
OGDEN-CLEARFIELD, UT
VA Lender Limit FHA Loan Limit
$1,000,000 $646,300
DUCHESNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
EMERY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GARFIELD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRAND County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
IRON County
CEDAR CITY, UT
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
JUAB County
PROVO-OREM, UT
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
KANE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MILLARD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MORGAN County
OGDEN-CLEARFIELD, UT
VA Lender Limit FHA Loan Limit
$1,000,000 $646,300
PIUTE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RICH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $374,900
SALT LAKE County
SALT LAKE CITY, UT
VA Lender Limit FHA Loan Limit
$1,000,000 $416,300
SAN JUAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SANPETE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SEVIER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SUMMIT County
HEBER, UT
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
TOOELE County
SALT LAKE CITY, UT
VA Lender Limit FHA Loan Limit
$1,000,000 $416,300
UINTAH County
VERNAL, UT
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
UTAH County
PROVO-OREM, UT
VA Lender Limit FHA Loan Limit
$1,000,000 $401,350
WASATCH County
HEBER, UT
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
WASHINGTON County
ST. GEORGE, UT
VA Lender Limit FHA Loan Limit
$1,000,000 $377,200
WAYNE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WEBER County
OGDEN-CLEARFIELD, UT
VA Lender Limit FHA Loan Limit
$1,000,000 $646,300

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