2023 VA and FHA Construction Loan Limits
Borrow for Single Family Home Loans in VERMONT Counties
The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.
Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.
14 match(es) found
| ADDISON County NON-METRO |
|||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $472,030 | ||
| BENNINGTON County BENNINGTON, VT |
|||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $472,030 | ||
| CALEDONIA County NON-METRO |
|||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $472,030 | ||
| CHITTENDEN County BURLINGTON-SOUTH BURLINGTON, VT |
|||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $492,200 | ||
| ESSEX County NON-METRO |
|||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $472,030 | ||
| FRANKLIN County BURLINGTON-SOUTH BURLINGTON, VT |
|||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $492,200 | ||
| GRAND ISLE County BURLINGTON-SOUTH BURLINGTON, VT |
|||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $492,200 | ||
| LAMOILLE County NON-METRO |
|||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $472,030 | ||
| ORANGE County LEBANON, NH-VT |
|||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $472,030 | ||
| ORLEANS County NON-METRO |
|||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $472,030 | ||
| RUTLAND County RUTLAND, VT |
|||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $472,030 | ||
| WASHINGTON County BARRE, VT |
|||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $472,030 | ||
| WINDHAM County NON-METRO |
|||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $472,030 | ||
| WINDSOR County LEBANON, NH-VT |
|||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $472,030 | ||
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