One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in VIRGINIA tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan
USDA Loan - One-Time Close Construction Loan

2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in VIRGINIA Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

133 match(es) found

ACCOMACK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ALBEMARLE County
CHARLOTTESVILLE, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $437,000
ALEXANDRIA CITY County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
ALLEGHANY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
AMELIA County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
AMHERST County
LYNCHBURG, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
APPOMATTOX County
LYNCHBURG, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ARLINGTON County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
AUGUSTA County
STAUNTON, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BATH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BEDFORD County
LYNCHBURG, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BLAND County
BLUEFIELD, WV-VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BOTETOURT County
ROANOKE, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BRISTOL CITY County
KINGSPORT-BRISTOL, TN-VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BRUNSWICK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BUCHANAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BUCKINGHAM County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BUENA VISTA CIT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CAMPBELL County
LYNCHBURG, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CAROLINE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CARROLL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHARLES CITY County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
CHARLOTTE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHARLOTTESVILLE County
CHARLOTTESVILLE, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $437,000
CHESAPEAKE CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
CHESTERFIELD County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
CLARKE County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
COLONIAL HEIGHT County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
COVINGTON CITY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CRAIG County
ROANOKE, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CULPEPER County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
CUMBERLAND County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DANVILLE CITY County
DANVILLE, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DICKENSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DINWIDDIE County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
EMPORIA CITY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ESSEX County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FAIRFAX County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
FAIRFAX CITY County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
FALLS CHURCH CI County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
FAUQUIER County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
FLOYD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FLUVANNA County
CHARLOTTESVILLE, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $437,000
FRANKLIN County
ROANOKE, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FRANKLIN CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
FREDERICK County
WINCHESTER, VA-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FREDERICKSBURG County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
GALAX CITY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GILES County
BLACKSBURG-CHRISTIANSBURG, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GLOUCESTER County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
GOOCHLAND County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
GRAYSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GREENE County
CHARLOTTESVILLE, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $437,000
GREENSVILLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HALIFAX County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HAMPTON CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
HANOVER County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
HARRISONBURG CI County
HARRISONBURG, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HENRICO County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
HENRY County
MARTINSVILLE, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HIGHLAND County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
HOPEWELL CITY County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
ISLE OF WIGHT County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
JAMES CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
KING AND QUEEN County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
KING GEORGE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $350,750
KING WILLIAM County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
LANCASTER County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $442,750
LEE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LEXINGTON CITY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $354,200
LOUDOUN County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
LOUISA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LUNENBURG County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LYNCHBURG CITY County
LYNCHBURG, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MADISON County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
MANASSAS CITY County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
MANASSAS PARK C County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
MARTINSVILLE CI County
MARTINSVILLE, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MATHEWS County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
MECKLENBURG County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MIDDLESEX County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MONTGOMERY County
BLACKSBURG-CHRISTIANSBURG, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NELSON County
CHARLOTTESVILLE, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $437,000
NEW KENT County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
NEWPORT NEWS CI County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
NORFOLK CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
NORTHAMPTON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NORTHUMBERLAND County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NORTON CITY County
BIG STONE GAP, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
NOTTOWAY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ORANGE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PAGE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PATRICK County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PETERSBURG CITY County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
PITTSYLVANIA County
DANVILLE, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
POQUOSON CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
PORTSMOUTH CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
POWHATAN County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
PRINCE EDWARD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PRINCE GEORGE County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
PRINCE WILLIAM County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
PULASKI County
BLACKSBURG-CHRISTIANSBURG, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RADFORD CITY County
BLACKSBURG-CHRISTIANSBURG, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RAPPAHANNOCK County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
RICHMOND County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RICHMOND CITY County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
ROANOKE County
ROANOKE, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROANOKE CITY County
ROANOKE, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROCKBRIDGE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ROCKINGHAM County
HARRISONBURG, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
RUSSELL County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SALEM CITY County
ROANOKE, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SCOTT County
KINGSPORT-BRISTOL, TN-VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SHENANDOAH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SMYTH County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SOUTHAMPTON County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
SPOTSYLVANIA County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
STAFFORD County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
STAUNTON CITY County
STAUNTON, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SUFFOLK CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
SURRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
SUSSEX County
RICHMOND, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $535,900
TAZEWELL County
BLUEFIELD, WV-VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
VIRGINIA BEACH County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
WARREN County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $765,600
WASHINGTON County
KINGSPORT-BRISTOL, TN-VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WAYNESBORO CITY County
STAUNTON, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WESTMORELAND County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WILLIAMSBURG CI County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850
WINCHESTER CITY County
WINCHESTER, VA-WV
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WISE County
BIG STONE GAP, VA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WYTHE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
YORK County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Lender Limit FHA Loan Limit
$1,000,000 $458,850

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