One-Time Close Loans | FHA and VA Construction Loans
VA and FHA One-Time Close Construction Loans

2024 FHA Construction Loan Limits in Virginia tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

- Build a Home on Your Own Lot -
VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2024 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in Virginia Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

Learn About the One-Time Close Constuction Loan
"For 2024, the FHA floor was set at $498,257 for single-family home loans. This lending limit covers most U.S. counties."

133 match(es) found

ACCOMACK County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ALBEMARLE County
CHARLOTTESVILLE, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$545,100
ALEXANDRIA CITY County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
ALLEGHANY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
AMELIA County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
AMHERST County
LYNCHBURG, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
APPOMATTOX County
LYNCHBURG, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ARLINGTON County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
AUGUSTA County
STAUNTON, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BATH County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BEDFORD County
LYNCHBURG, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BLAND County
BLUEFIELD, WV-VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BOTETOURT County
ROANOKE, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BRISTOL CITY County
KINGSPORT-BRISTOL, TN-VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BRUNSWICK County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BUCHANAN County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BUCKINGHAM County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
BUENA VISTA CIT County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CAMPBELL County
LYNCHBURG, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CAROLINE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CARROLL County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CHARLES CITY County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
CHARLOTTE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CHARLOTTESVILLE County
CHARLOTTESVILLE, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$545,100
CHESAPEAKE CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000
CHESTERFIELD County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
CLARKE County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
COLONIAL HEIGHT County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
COVINGTON CITY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CRAIG County
ROANOKE, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
CULPEPER County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
CUMBERLAND County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DANVILLE CITY County
DANVILLE, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DICKENSON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
DINWIDDIE County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
EMPORIA CITY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ESSEX County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
FAIRFAX County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
FAIRFAX CITY County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
FALLS CHURCH CI County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
FAUQUIER County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
FLOYD County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
FLUVANNA County
CHARLOTTESVILLE, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$545,100
FRANKLIN County
ROANOKE, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
FRANKLIN CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000
FREDERICK County
WINCHESTER, VA-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
FREDERICKSBURG County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
GALAX CITY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GILES County
BLACKSBURG-CHRISTIANSBURG, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GLOUCESTER County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000
GOOCHLAND County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
GRAYSON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
GREENE County
CHARLOTTESVILLE, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$545,100
GREENSVILLE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HALIFAX County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HAMPTON CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000
HANOVER County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
HARRISONBURG CI County
HARRISONBURG, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HENRICO County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
HENRY County
MARTINSVILLE, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HIGHLAND County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
HOPEWELL CITY County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
ISLE OF WIGHT County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000
JAMES CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000
KING AND QUEEN County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
KING GEORGE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
KING WILLIAM County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
LANCASTER County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LEE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LEXINGTON CITY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LOUDOUN County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
LOUISA County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LUNENBURG County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
LYNCHBURG CITY County
LYNCHBURG, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MADISON County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
MANASSAS CITY County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
MANASSAS PARK C County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
MARTINSVILLE CI County
MARTINSVILLE, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MATHEWS County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000
MECKLENBURG County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MIDDLESEX County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
MONTGOMERY County
BLACKSBURG-CHRISTIANSBURG, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
NELSON County
CHARLOTTESVILLE, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$545,100
NEW KENT County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
NEWPORT NEWS CI County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000
NORFOLK CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000
NORTHAMPTON County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
NORTHUMBERLAND County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
NORTON CITY County
BIG STONE GAP, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
NOTTOWAY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ORANGE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
PAGE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
PATRICK County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
PETERSBURG CITY County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
PITTSYLVANIA County
DANVILLE, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
POQUOSON CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000
PORTSMOUTH CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000
POWHATAN County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
PRINCE EDWARD County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
PRINCE GEORGE County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
PRINCE WILLIAM County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
PULASKI County
BLACKSBURG-CHRISTIANSBURG, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
RADFORD CITY County
BLACKSBURG-CHRISTIANSBURG, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
RAPPAHANNOCK County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
RICHMOND County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
RICHMOND CITY County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
ROANOKE County
ROANOKE, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ROANOKE CITY County
ROANOKE, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ROCKBRIDGE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
ROCKINGHAM County
HARRISONBURG, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
RUSSELL County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SALEM CITY County
ROANOKE, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SCOTT County
KINGSPORT-BRISTOL, TN-VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SHENANDOAH County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SMYTH County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SOUTHAMPTON County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000
SPOTSYLVANIA County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
STAFFORD County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
STAUNTON CITY County
STAUNTON, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SUFFOLK CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000
SURRY County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
SUSSEX County
RICHMOND, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$631,350
TAZEWELL County
BLUEFIELD, WV-VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
VIRGINIA BEACH County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000
WARREN County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$1,149,825
WASHINGTON County
KINGSPORT-BRISTOL, TN-VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WAYNESBORO CITY County
STAUNTON, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WESTMORELAND County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WILLIAMSBURG CI County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000
WINCHESTER CITY County
WINCHESTER, VA-WV
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WISE County
BIG STONE GAP, VA
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
WYTHE County
NON-METRO
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$498,257
YORK County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
VA Construction Loan LimitFHA Construction Loan Limit
$1,500,000$690,000

See Your Credit Scores From All 3 Bureaus

Do you know what's on your credit report?

Learn what your score means.

OneTimeClose.com is not a government agency. We do not offer or have any affiliation with loan modification, foreclosure prevention, payday loan, or short term loan services. Neither OneTimeClose.com nor its advertisers charge a fee or require anything other than a submission of qualifying information for comparison shopping ads. We do not ask users to surrender or transfer title. We do not ask users to bypass their lender. We encourage users to contact their lawyers, credit counselors, lenders, and housing counselors.

SecureRights Advertiser Contact Information

One and Won is a registered trademark of Texcorp Mortgage Bankers, Inc.