One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2021 FHA Loan Limits in WASHINGTON tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2021 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in WASHINGTON Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2021, the FHA floor was set at $356,362 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

39 match(es) found

ADAMS County
OTHELLO, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ASOTIN County
LEWISTON, ID-WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
BENTON County
KENNEWICK-RICHLAND, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
CHELAN County
WENATCHEE, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $371,450
CLALLAM County
PORT ANGELES, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $384,100
CLARK County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Lender Limit FHA Loan Limit
$1,000,000 $517,500
COLUMBIA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
COWLITZ County
LONGVIEW, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
DOUGLAS County
WENATCHEE, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $371,450
FERRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
FRANKLIN County
KENNEWICK-RICHLAND, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GARFIELD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GRANT County
MOSES LAKE, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
GRAYS HARBOR County
ABERDEEN, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
ISLAND County
OAK HARBOR, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $431,250
JEFFERSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KING County
SEATTLE-TACOMA-BELLEVUE, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $776,250
KITSAP County
BREMERTON-SILVERDALE-PORT ORCHARD, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $435,850
KITTITAS County
ELLENSBURG, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
KLICKITAT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LEWIS County
CENTRALIA, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
LINCOLN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
MASON County
SHELTON, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
OKANOGAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PACIFIC County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PEND OREILLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
PIERCE County
SEATTLE-TACOMA-BELLEVUE, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $776,250
SAN JUAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $497,950
SKAGIT County
MOUNT VERNON-ANACORTES, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $405,950
SKAMANIA County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Lender Limit FHA Loan Limit
$1,000,000 $517,500
SNOHOMISH County
SEATTLE-TACOMA-BELLEVUE, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $776,250
SPOKANE County
SPOKANE-SPOKANE VALLEY, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
STEVENS County
SPOKANE-SPOKANE VALLEY, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
THURSTON County
OLYMPIA-LACEY-TUMWATER, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $405,950
WAHKIAKUM County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WALLA WALLA County
WALLA WALLA, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
WHATCOM County
BELLINGHAM, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $442,750
WHITMAN County
PULLMAN, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362
YAKIMA County
YAKIMA, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $356,362

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