One-Time Close Loans | FHA, VA, and USDA
Learn all about the VA, USDA, and FHA versions of the One-Time Close Loan.

2020 FHA Loan Limits in WASHINGTON tell homebuyers how much borrowing power they have to build a home in their state, city, and county. VA Limits are set by the lenders.

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2020 FHA Loan Limits and VA Lender Limits

Limits for Single Family Home Loans in WASHINGTON Counties

The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2020, the FHA floor was set at $331,760 for single-family home loans. This minimum lending amount covers 80% of all U.S. counties."

39 match(es) found

ADAMS County
OTHELLO, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ASOTIN County
LEWISTON, ID-WA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
BENTON County
KENNEWICK-RICHLAND, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
CHELAN County
WENATCHEE, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $345,000
CLALLAM County
PORT ANGELES, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $384,100
CLARK County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Lender Limit FHA Loan Limit
$1,000,000 $491,050
COLUMBIA County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
COWLITZ County
LONGVIEW, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
DOUGLAS County
WENATCHEE, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $345,000
FERRY County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
FRANKLIN County
KENNEWICK-RICHLAND, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GARFIELD County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRANT County
MOSES LAKE, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
GRAYS HARBOR County
ABERDEEN, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
ISLAND County
OAK HARBOR, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $393,300
JEFFERSON County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $351,900
KING County
SEATTLE-TACOMA-BELLEVUE, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $741,750
KITSAP County
BREMERTON-SILVERDALE-PORT ORCHARD, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $395,600
KITTITAS County
ELLENSBURG, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
KLICKITAT County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LEWIS County
CENTRALIA, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
LINCOLN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
MASON County
SHELTON, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
OKANOGAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PACIFIC County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PEND OREILLE County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
PIERCE County
SEATTLE-TACOMA-BELLEVUE, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $741,750
SAN JUAN County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $497,950
SKAGIT County
MOUNT VERNON-ANACORTES, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $373,750
SKAMANIA County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Lender Limit FHA Loan Limit
$1,000,000 $491,050
SNOHOMISH County
SEATTLE-TACOMA-BELLEVUE, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $741,750
SPOKANE County
SPOKANE-SPOKANE VALLEY, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
STEVENS County
SPOKANE-SPOKANE VALLEY, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
THURSTON County
OLYMPIA-LACEY-TUMWATER, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $370,300
WAHKIAKUM County
NON-METRO
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WALLA WALLA County
WALLA WALLA, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
WHATCOM County
BELLINGHAM, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $411,700
WHITMAN County
PULLMAN, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760
YAKIMA County
YAKIMA, WA
VA Lender Limit FHA Loan Limit
$1,000,000 $331,760

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