2024 VA and FHA Construction Loan Limits
Borrow for Single Family Home Loans in Washington Counties
The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.
Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.
"For 2024, the FHA floor was set at $498,257 for single-family home loans. This lending limit covers most U.S. counties."
39 match(es) found
| ADAMS County OTHELLO, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| ASOTIN County LEWISTON, ID-WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| BENTON County KENNEWICK-RICHLAND, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| CHELAN County WENATCHEE, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $506,000 | ||
| CLALLAM County PORT ANGELES, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| CLARK County PORTLAND-VANCOUVER-HILLSBORO, OR-WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $679,650 | ||
| COLUMBIA County NON-METRO | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| COWLITZ County LONGVIEW, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| DOUGLAS County WENATCHEE, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $506,000 | ||
| FERRY County NON-METRO | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| FRANKLIN County KENNEWICK-RICHLAND, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| GARFIELD County NON-METRO | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| GRANT County MOSES LAKE, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| GRAYS HARBOR County ABERDEEN, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| ISLAND County OAK HARBOR, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $575,000 | ||
| JEFFERSON County NON-METRO | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $517,500 | ||
| KING County SEATTLE-TACOMA-BELLEVUE, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $977,500 | ||
| KITSAP County BREMERTON-SILVERDALE-PORT ORCHARD, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $563,500 | ||
| KITTITAS County ELLENSBURG, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| KLICKITAT County NON-METRO | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| LEWIS County CENTRALIA, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| LINCOLN County NON-METRO | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| MASON County SHELTON, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| OKANOGAN County NON-METRO | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| PACIFIC County NON-METRO | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| PEND OREILLE County NON-METRO | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| PIERCE County SEATTLE-TACOMA-BELLEVUE, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $977,500 | ||
| SAN JUAN County NON-METRO | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| SKAGIT County MOUNT VERNON-ANACORTES, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $545,100 | ||
| SKAMANIA County PORTLAND-VANCOUVER-HILLSBORO, OR-WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $679,650 | ||
| SNOHOMISH County SEATTLE-TACOMA-BELLEVUE, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $977,500 | ||
| SPOKANE County SPOKANE-SPOKANE VALLEY, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| STEVENS County SPOKANE-SPOKANE VALLEY, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| THURSTON County OLYMPIA-LACEY-TUMWATER, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $546,250 | ||
| WAHKIAKUM County NON-METRO | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| WALLA WALLA County WALLA WALLA, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
| WHATCOM County BELLINGHAM, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $603,750 | ||
| WHITMAN County PULLMAN, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $529,000 | ||
| YAKIMA County YAKIMA, WA | |||
| VA Construction Loan Limit | FHA Construction Loan Limit | ||
|---|---|---|---|
| $1,500,000 | $498,257 | ||
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