One-Time Close Loans | FHA and VA Construction Loans
VA and FHA One-Time Close Construction Loans

2024 FHA Construction Loan Limits in WASHINGTON tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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FHA Loan - One-Time Close Construction Loan

2024 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in WASHINGTON Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2024, the FHA floor was set at $498,257 for single-family home loans. This lending limit covers most U.S. counties."

39 match(es) found

ADAMS County
OTHELLO, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
ASOTIN County
LEWISTON, ID-WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
BENTON County
KENNEWICK-RICHLAND, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
CHELAN County
WENATCHEE, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $506,000
CLALLAM County
PORT ANGELES, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
CLARK County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $679,650
COLUMBIA County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
COWLITZ County
LONGVIEW, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
DOUGLAS County
WENATCHEE, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $506,000
FERRY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
FRANKLIN County
KENNEWICK-RICHLAND, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
GARFIELD County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
GRANT County
MOSES LAKE, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
GRAYS HARBOR County
ABERDEEN, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
ISLAND County
OAK HARBOR, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $575,000
JEFFERSON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $517,500
KING County
SEATTLE-TACOMA-BELLEVUE, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $977,500
KITSAP County
BREMERTON-SILVERDALE-PORT ORCHARD, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $563,500
KITTITAS County
ELLENSBURG, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
KLICKITAT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
LEWIS County
CENTRALIA, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
LINCOLN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
MASON County
SHELTON, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
OKANOGAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
PACIFIC County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
PEND OREILLE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
PIERCE County
SEATTLE-TACOMA-BELLEVUE, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $977,500
SAN JUAN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
SKAGIT County
MOUNT VERNON-ANACORTES, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $545,100
SKAMANIA County
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $679,650
SNOHOMISH County
SEATTLE-TACOMA-BELLEVUE, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $977,500
SPOKANE County
SPOKANE-SPOKANE VALLEY, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
STEVENS County
SPOKANE-SPOKANE VALLEY, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
THURSTON County
OLYMPIA-LACEY-TUMWATER, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $546,250
WAHKIAKUM County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
WALLA WALLA County
WALLA WALLA, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257
WHATCOM County
BELLINGHAM, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $603,750
WHITMAN County
PULLMAN, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $529,000
YAKIMA County
YAKIMA, WA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $498,257

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