One-Time Close Loans | FHA and VA Construction Loans
Learn all about the VA and FHA versions of the One-Time Close Loan.

2023 FHA Construction Loan Limits in WEST VIRGINIA tell homebuyers how much borrowing power they have to build a home. VA Limits are set by the lenders.

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

2023 VA and FHA Construction Loan Limits

Borrow for Single Family Home Loans in WEST VIRGINIA Counties

The FHA has a maximum construction loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers.

Construction loan limits no longer apply to new VA Loans. The Department of Veterans Affairs (commonly referred to as the VA) can now back larger loans than previous allowed. This change doesn't mean that you have unlimited borrowing power. Your lender will still have credit requirements that you need to meet as well as maximum loan amounts based on their own standards. VA lenders establish their own limits based on company policies. The amount we generally see is shown below, labeled as the VA Lender Limit.

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"For 2023, the FHA floor was set at $472,030 for single-family home loans. This lending limit covers most U.S. counties."

55 match(es) found

BARBOUR County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BERKELEY County
HAGERSTOWN-MARTINSBURG, MD-WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BOONE County
CHARLESTON, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BRAXTON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
BROOKE County
WEIRTON-STEUBENVILLE, WV-OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CABELL County
HUNTINGTON-ASHLAND, WV-KY-OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CALHOUN County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
CLAY County
CHARLESTON, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
DODDRIDGE County
CLARKSBURG, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
FAYETTE County
BECKLEY, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GILMER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GRANT County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
GREENBRIER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HAMPSHIRE County
WINCHESTER, VA-WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HANCOCK County
WEIRTON-STEUBENVILLE, WV-OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HARDY County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
HARRISON County
CLARKSBURG, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JACKSON County
CHARLESTON, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
JEFFERSON County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $1,089,300
KANAWHA County
CHARLESTON, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LEWIS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LINCOLN County
CHARLESTON, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
LOGAN County
MOUNT GAY-SHAMROCK, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARION County
FAIRMONT, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MARSHALL County
WHEELING, WV-OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MASON County
POINT PLEASANT, WV-OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MCDOWELL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MERCER County
BLUEFIELD, WV-VA
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MINERAL County
CUMBERLAND, MD-WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MINGO County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONONGALIA County
MORGANTOWN, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MONROE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
MORGAN County
HAGERSTOWN-MARTINSBURG, MD-WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
NICHOLAS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
OHIO County
WHEELING, WV-OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PENDLETON County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PLEASANTS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
POCAHONTAS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PRESTON County
MORGANTOWN, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
PUTNAM County
HUNTINGTON-ASHLAND, WV-KY-OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RALEIGH County
BECKLEY, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RANDOLPH County
ELKINS, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
RITCHIE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
ROANE County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
SUMMERS County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TAYLOR County
CLARKSBURG, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TUCKER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
TYLER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
UPSHUR County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WAYNE County
HUNTINGTON-ASHLAND, WV-KY-OH
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WEBSTER County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WETZEL County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WIRT County
PARKERSBURG-VIENNA, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WOOD County
PARKERSBURG-VIENNA, WV
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030
WYOMING County
NON-METRO
VA Construction Loan Limit FHA Construction Loan Limit
$1,500,000 $472,030

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